Will Ant Financial become the best company in China in the future?

It will definitely not be the best company in China, but it will definitely become one of the best companies in the world. After all, its valuation and development potential have always been optimistic by the industry.

The valuation of Ant Financial has exceeded one trillion.

After Ant Financial raised $654.38+06 billion last year, the rumors about its listing have never stopped. Although Ant Financial reported a strategic loss of 720 million yuan in the latest financial report last year, the capital is still very optimistic about it and unanimously raised the valuation of Ant Financial.

Among them, Balek Bank adjusted the valuation of Ant Financial the most, from nearly 1000 billion US dollars to about 1500 billion US dollars, an increase of nearly 50%; Investment banks and Essence Securities also adjusted their valuations to above160 billion US dollars.

Now, as long as Ant Financial is listed, it is basically not a problem for the market value to exceed one trillion. With such a market value, it is difficult to become the best company in the world.

The future growth point of ant financial service

The main business of Ant Financial Services is mobile payment, loan and online banking, which determines the future development potential of Ant Financial Services.

mobile payment

This piece is also called Alipay. Now that the domestic mobile payment market is saturated, Alipay is also actively seeking opportunities for overseas expansion. At present, the progress is relatively smooth.

Spend money and borrow money

After a period of user habits, consumers have basically become accustomed to giving priority to the use of flower buds instead of the balance, and more and more people will use flower buds in stages; Not to mention borrowing, similar to loans with relatively high interest rates, both of which can contribute a lot of interest income to Ant Financial in the future.

My bank

This service target is mainly small and medium-sized enterprises. Compared with state-owned banks, Ant Financial has a lower threshold, but the interest rate will be higher. This makes Ant Financial popular among many small and medium-sized enterprises, but the bad debt rate remains high.

Generally speaking, the risk is relatively high, but it is also an area with low penetration rate of state-owned banks. If you work hard, there are still many things to do.

The best company in China can't get Ant Financial Service.

Although Ant Financial now has a high market value and has been recognized by many capitals, compared with Alibaba Tencent, the gap is still quite obvious.

Alibaba Tencent's current market value has exceeded the $400 billion mark, which is 2-3 times that of Ant Financial. Compared with Ant Financial's single financial service, Tencent and Ali are not only completely crushed in business types, but also different in development potential. According to the current situation, after ten years, the two giants, Ali and Tencent, will not only fail, but even live better.

Ant Financial will surely become an excellent company, but it's still a little early to get your hands on the best in China, and you haven't taken Mark and your old boss Ali seriously. Unless Ant Financial launches a subversive business in the future and can completely occupy the market (extremely unlikely), there may be a little possibility of reaching the top.