Can Suning Finance negotiate repayment?

According to the official display of Suning Finance, Suning Finance can negotiate repayment.

In case of overdue, users can submit an application for repayment negotiation to Suning Finance. Whether the negotiation can be successful depends on the regulations of Suning Finance. Users need to inform the lending institutions of the reasons for their overdue and the repayment time. In the face of users with very good credit, Suning Finance will agree to negotiate repayment. I have to say that small loans such as Lending Bao, Jingdong Finance and Suning Finance will upload the applicant's loan application records to the central bank for credit investigation. If the applicant has overdue records, it will directly affect personal credit information, and then affect the bank's handling of credit loans and credit cards.

Suning Finance is the pioneer of domestic financial O2O. With the help of Suning's massive online and offline user groups, unique O2O retail model and full value chain business model from procurement to logistics, business modules such as payment account, investment and wealth management, consumer finance, corporate loans, commercial factoring, crowdfunding, insurance and prepaid cards have been established. And created a series of well-known products such as Suning Easy Pay, Suning Wealth Management, Free Payment, Supply Chain Financing, and Electrical Appliance Extended Warranty to provide consumers and enterprises with multi-scenario financial service experiences.

Suning Finance has always been located in inclusive finance, fully providing suitable and effective financial services for the public, and discretionary payment is an important boost to Suning's inclusive financial practice. Voluntary payment relies on big data and cloud computing. For customers who have been invited to extend credit, the loan can be released as soon as 1 minute, and the maximum credit line for a single user can reach 200,000 yuan. Focus on the financial needs of upstream suppliers and downstream users in financing, wealth management and credit consumption. Suning Small Loan has provided more than 57 billion loans to nearly 10,000 partners, and Suning's crowdfunding financing is nearly 654.38+05 billion yuan, ranking among the top three in the industry. With the approval of the bank license, Suning Finance has become a private financial industry group with a very complete license.

Suning Financial Family Wealth Center pioneered online and offline Internet finance in China, broke through the simple mode of traditional online experience of Internet finance, provided customers with convenient, comprehensive and high-quality services, and built a one-stop O2O financial service platform. Users can consult the knowledge of wealth management products in Suning Family Wealth Center and experience professional expert guidance services, which shortens the distance between users and Internet finance and brings a safe and secure purchase experience. It is understood that the average subscription amount of wealth management products of Suning family fortune Center has reached more than 50,000 yuan, and the maximum single subscription amount has exceeded 5 million yuan.