Is the loan information in Vietnam true?

Can China people buy real estate in Vietnam?

China people can buy houses in Vietnam.

Xinhuanet 20 19-04- 15 reported that a large number of China buyers poured into the Vietnamese property market "subway house" and "school district house" and were favored;

Similar to China, foreigners can buy houses in Vietnam through legal channels.

From July 1, 20 15, Vietnam opened to foreigners to buy real estate, and opened to foreign individuals or companies to own real estate in Vietnam. Foreigners can buy apartments, office buildings, villas facing the street and other properties as long as they have passports and visas to legally enter Vietnam.

Extended data:

Problems needing attention in buying a house in Vietnam:

1. Property right period: 3 months before the 50-year property right expires, foreigners can apply for an extension; At the same time, if the house is sold to the Vietnamese in less than 50 years, the property rights will become permanent. "

2, it can be mortgaged. Foreigners who buy a house in Vietnam are generally not allowed to apply for a mortgage and must pay according to the contract payment node. Generally, the auction house can be paid in 7~ 1 1 times in about 2 years, and 95% will be paid before the real estate license is obtained.

3. Vietnam stipulates that the loan period of foreigners is the same as the detention time in Vietnam. For example, some Koreans can apply for mortgage loans in Korean banks, because a large number of Koreans work in Vietnam and may have work visas for three to five years, so banks can provide loans for three to five years.

4. In terms of transaction taxes and fees, the warranty fee of the house needs to be paid when buying a house, which is somewhat similar to the domestic maintenance fund, which is 2% of the house price; In addition, when handling the real estate license, you need to pay 0.5% stamp duty; Another tax involved is value-added tax, which is 10% of the house price, and is generally directly included in the house price.