What are the routines behind the "free installation" of photovoltaic roofs in rural areas?

Photovoltaic poverty alleviation and state subsidies are a good policy, but some fraud gangs cheat loans and money in the name of photovoltaic poverty alleviation. Since the second half of this year, such scams have been staged repeatedly in various places, and the deceived people have suffered heavy losses. But there are many criminals who cheat users in order to make black-hearted money.

In the name of "photovoltaic poverty alleviation", some scammers claim that they can install photovoltaic projects for the people free of charge, but they are actually defrauding photovoltaic loans. Such a new scam of "photovoltaic loan" has occurred in many parts of the country. Ms. Jiang from Huangjia Street, a green industrial cluster in Quzhou, Zhejiang, said that at the end of July this year, the installer of a local energy company came to her in-laws' house and said that she could install the power station for free, just renting the roof, and the annual rent could be 1500 yuan.

Photovoltaic poverty alleviation project was identified as one of the "Top Ten Precision Poverty Alleviation Projects" by the National Poverty Alleviation Office. Relevant departments in Shanxi, Shandong and Zhejiang provinces also issued warnings about scams and chaos in the name of photovoltaic poverty alleviation. On July 26th this year, Shanxi Poverty Alleviation and Development Office issued a document saying that recently, some swindlers claimed that zero down payment did not require ordinary people to pay the installation fee, and they only needed to sign a loan agreement with the bank to build a power station on the roof of their house.

Photovoltaic loans take a long time, generally 10 years. At present, countries and counties with financial capacity in all provinces will have subsidies, but banks cannot take subsidies as a guarantee of long-term repayment ability. In view of the arbitrariness of bank loan conditions, lack of prudence, loan risk being greatly influenced by policies, and lack of stability, the Banking Supervision Branch also issued risk warnings, requiring banks to standardize their systems and strengthen risk management and control.