For financial analysis positions, analyze their own strengths and weaknesses.

If you really like financial work, then you need to choose where the financial work itself develops. Usually, after the financial department reaches a certain scale, it will be divided into five regions, namely: accounting department, tax department, capital department, financial analysis department and internal control department. Of course, if you have stronger business ability and passed CPA, you can go to an accounting firm to do something important. Different departments have their own characteristics, and it is hard to say which is better or worse, and choose according to their own personality. Of course, not every enterprise has such a detailed division of labor, but these functions are necessary for a perfect financial system. Don't think that financial work is just accounting work.

Secondly, the entry threshold for finance is actually not high, and many people can engage in it. For example, people majoring in science and engineering and economics, after about half a year's training, basically have no problem in dealing with simple business. Even better than those who study finance. So I often jokingly say to my colleagues, "You should have a sense of crisis. There are more people who can do finance now than sweeping the road! " "However, it is very difficult to reach a high level of talents in this industry, very difficult! First of all, as mentioned above, if you don't have a good sense of numbers, you will never reach the level of financial experts. My former boss came from Hong Kong, and the three of us spent five days writing him a report of almost 50 pages. But after reading it for less than 20 minutes, he keenly pointed out the cross-checking relationship and contradictory parts between many data. In the meantime, he almost didn't use a calculator, and he judged by his brain and feeling. Although the boss is very strict, we sincerely admire him. Even his sworn enemy, the Chinese chairman praised him greatly (because of the bad relationship between Sino-foreign joint ventures, the board of directors always broke up in discord every time, and my boss is the foreign director). At their group meeting, President China once said in front of a large number of China executives, "If one of you has half the skill of a foreign director, then I will fucking kowtow! "I think a person is very successful even if he admires his opponent. Obviously, my boss is obviously a person with numbers in his blood. Secondly, financial work is a job with less sense of accomplishment because its input and output are not well matched. You can feel your input, but you can't feel your output-many financial people work overtime every day, but if someone asks you what you have done, you will find it difficult to answer. Because you said it, others may not understand it, but they can understand it! The salesman can say, how many things have I sold this month; The production staff said, how much have I overfulfilled; QA personnel can say how many times the product rate has been reduced; But what about us? Say: The report was successfully completed? Is this month's tax okay? What is the reason for this month's loss? Therefore, to do this job requires determination, but also needs to be able to withstand loneliness!

Thirdly, financial work is under great pressure. This pressure comes from the deadline, from the depth of analysis, and from the edge of policy. There is a saying that it is unfair to be late. Similarly, late financial statements are meaningless. This is why so many "cousins" work overtime every day. If it took you 1 month to get the report of last month, or submit the analysis report, although it is very informative and accurate, it will not help the business! Everyone can see "working under high pressure" from the job advertisements of major companies, which shows that the pressure of financial personnel is unproductive! The same is true for financial analysis, because there are no certain rules or very technical hard standards for financial analysis, so many people can challenge your analysis, that is, a group of people tell you how to do it! These will make you feel depressed. At the same time, finance is also very policy-oriented. You must abide by accounting standards and tax laws. Although your standards are very high, laws or messy documents and regulations are interpreted by law enforcement officers. Therefore, no matter how careful you are, you will make mistakes or be on the verge of making mistakes. No matter how well you usually behave, if the law enforcement department fines you, then your boss's face will definitely be ugly. If you don't want your boss to embarrass you, then you have to warm your heart with those bastards in tax, industry and commerce, safe and customs, which is very painful for many people!

Third, finance needs lifelong learning. Of course, there seems to be no business that you don't need to learn now, but China is now in the process of perfecting various economic laws and regulations, so various economic policies change very frequently. If you don't update in time, you won't keep up with the times. For example, the latest accounting standards are newly issued and have been implemented since 2007. This alone is enough for you to study for a while! For another example, if you work in an American enterprise or a company listed in the United States, then you should understand the Sarbanes-Oxley Act required by the SEC after Enron and WorldCom. In addition, many tax and foreign exchange laws in China are stipulated in the form of "notice", "reply" and "XX letter", and the logic is incoherent, and the answers of law enforcement officers vary from person to person. Therefore, you have to know for yourself to defend yourself when you are inexplicably labeled. The most disgusting thing about law enforcement agencies in China is that they never give you any written policy advice, so if you are vague, it may bring great losses to the company.

In recent years, the application of financial software is the general trend, especially for large enterprises. However, if your mind and brain don't keep up in time, you will feel helpless in front of these softwares! Because software does not simply replace your manual work, but contains many advanced management concepts and internal control mechanisms, which is why so many enterprises in China adopt ERP, but they fail. If the management's ideas are not updated in time and the determination to change is not so strong, then good ERP software is almost a burden! In particular, complex ERP software like SAP can't be used by general enterprises. When our company first started using SAP, it was also very painful. It was almost 1 years before everyone thought this thing was really good, and everything could not be separated from it. Give a simple example. In order to improve the company's reputation and competitiveness, our company stipulates that all the purchase money of last month will be paid in one lump sum through online banking on 10 every month. Many people object to this matter, thinking that some things must be paid in advance, and some people think that it is stupid for the customer department to take the initiative to ask for accounts and take the initiative to pay. However, the management is very determined, and the benefits of unified payment terms are manifold: first, it eliminates the space for purchasing or financial departments to abuse power for personal gain; Secondly, it is convenient to realize the demand of mastering funds; Thirdly, you can improve your chips, and finally, establish a good image of the company and so on. This system has been popularized for a period of time, and now everyone thinks the effect is very good! It used to be said that the older an accountant is, the more valuable he is, and now the older he is, the less valuable he is!

Finally, I want to talk about my understanding of financial work. I remember when I was in college, the teacher said that "if you borrow, you must borrow, and lending must be equal", which was too abstract. However, after I actually contacted the work, I gradually realized the mystery. So many complicated businesses are covered by simple "borrowing" and "lending", which are strikingly similar to "Yin" and "Yang" in nature, "1" and "0" in computer language, and "black" and "white" in Weiqi world. I often like to ask candidates with 1~2 years of work experience during interviews: "Why do the subjects on the balance sheet and the subjects on the income statement not overlap, but the accumulated profits of the two tables will be the same?" "Why is the cash flow statement a very important form?" "Why do many large enterprises use EVA to evaluate results instead of profits?" Wait for questions. By answering these questions, it is easy to see whether a person has a financial mind and spirit.

It can be seen that it is easy to be an accountant in a general enterprise, but it is difficult for the financial backbone of a large enterprise to get along without real talent and practical knowledge. This is why the army of certified public accountants is expanding every year. Even if you don't go to the office, you can learn to charge, or prove that you have this ability through a certificate. Once, a foreign director proposed that someone should be the chief accountant, but our director disagreed. The foreign director said which one of you has a certificate of certified public accountant or a certificate of certified tax accountant. Take it out and have a look No one paid attention to this at that time, and the result was speechless. It is conceivable that if our staff did not agree, the proposer still became the chief accountant.