What does ICBC AXA Group do?

It is an insurance company jointly operated by ICBC and France AXA.

It is an insurance company for people aged 0-70. At present, ICBC-AXA Life Insurance Co., Ltd. (hereinafter referred to as "ICBC-AXA Life Insurance") is an insurance company jointly established by Industrial and Commercial Bank of China, the world's largest insurance group, AXA Group and China Minmetals Group, a fortune 500 central enterprise.

Extended data

The following is the product description made by the company:

Insurance age: 0-70 years old.

Target payment period+insurance age cannot exceed 75 years old.

Target contribution period: 5 to 30 years.

Minimum contribution: 300 yuan USD/month, 65,438+0,800 USD/half year and 3,600 USD/year.

Reduce or increase regular premiums

1, reduce regular premium:

After the policy comes into effect 18 months, the customer can reduce the premium to not less than the minimum regular premium.

2. Increase the regular premium:

If the customer reduces the regular premium, he can increase it to no more than the amount set when the policy is issued at any time.

In addition to the above circumstances, the customer shall not increase the regular premium.

If the customer needs to increase the regular premium beyond the original amount when the policy is issued, he must buy a new "Yujun Investment Insurance Plan".

Policy account

The premium will be deposited in your two different accounts:

1. Initial contribution account:

The regular premium for the first 18 months from the policy date will be deposited into the "first contribution account".

2. Cumulative contribution account:

Any regular premium thereafter [i.e. the regular premium of19th month and beyond] will be deposited into the "accumulated contribution account".

Withdraw some money

During the target contribution period: only part of the funds can be withdrawn from the Cumulative Contribution Account.

After the target contribution period: customers can withdraw some funds from the "initial contribution account" and/or the "accumulated contribution account", but the total value of the withdrawn accounts shall not be lower than the minimum account balance.

Minimum account balance

Target contribution period: Not applicable.

After the target contribution period: HK$ 1 2,000 yuan/US$ 1, 500 yuan/Euro 1, 500 yuan/GBP 960 yuan/AUD1,800 yuan/SGD2, the amount determined by 400 yuan or the company from time to time.

Senior holiday

Customers can apply for advanced holidays, but they must meet the following conditions:

1. After the policy takes effect 18 months.

2. The total value of the account is enough to pay the relevant policy fees due.

Fault-free guarantee

Only applicable to the first 18 months after the policy takes effect.

If the value of the policy account drops to zero or lower due to investment performance or payment of policy fees, the policy will not become invalid and customers can continue to enjoy the benefits provided by the plan.

If the regular premium due cannot be paid at the expiration of the grace period, the trouble-free guarantee will no longer apply.

ICBC-ICBC AXA Life Insurance

Baidu encyclopedia-ICBC AXA life insurance co., ltd