Why do banks recruit so many tellers every year?

Now the autumn recruitment of banks is also very fierce. Most people vote for various positions, so why do most people vote for tellers? Banks basically recruit a large number of tellers every year, so where did the previous tellers go? Next, a small letter from Xue Xin Bank Examination Center will reveal the secret for everyone!

On the one hand, tellers are the basic positions of banks and the starting point for fresh graduates to enter the industry. For banks, fresh graduates majoring in finance are like a blank sheet of paper, and they all need training. For the simplest example, even accounting graduates may not be able to understand the statements when they go to the bank, because the statements of bank outlets are just the opposite of those of enterprises. Therefore, recent graduates usually start to work as tellers after entering the bank, ranging from six months to 3-5 years. Because every employee only has a clear understanding of the banking business and operating mechanism, and learns how to deal with customers, in order to have a better development in the future work.

On the other hand, banks belong to traditional industries and have the social responsibility to provide basic financial services. They have a large number of outlets in various provinces, autonomous regions and municipalities directly under the central government, and need to face various financial needs of customers and deal with their business demands. According to the data of the National Bureau of Statistics, the number of bank outlets nationwide is 228,700. Faced with the distribution of so many bank outlets and institutions, a large number of personnel and outstanding talents are needed to support them.

Nowadays, with the development of science and technology, the financial needs of enterprises and individual customers are increasing, and the business of banks is also developing, and the business classification of banks is becoming more and more detailed. Coupled with the rapid development of internet finance, there is a great demand for professional financial talents. Although all employees who enter the bank start from tellers, and there are a large number of tellers engaged in counter service in the bank's business outlets, in fact, the proportion of tellers in the bank is very low. In addition to the high and low counter tellers you can see, most bank employees do business authorization, data centralized operation, credit granting, risk management, data statistics and other work in the background, and administrative management alone will take up a lot of manpower and material resources. With the increasing demand for personnel in other positions, it is the most common way to select suitable talents from tellers to supplement them.

1. What are the duties of the teller?

The main duties of the comprehensive teller are: to handle the basic business of bank counters, including but not limited to local currency deposit and withdrawal business, foreign exchange settlement and sale business, bill business, etc. Be responsible for answering the business inquiries put forward by internal and external customers of the bank, and cooperate with the business development department to provide customer service.

Main requirements: bachelor degree or above, familiar with relevant laws and regulations, familiar with all kinds of banking business, able to operate computers, proactive in work and strong team spirit. More than one year relevant working experience is preferred.

Second, can you be promoted to the lobby manager if you do well?

See the essence, see the performance, see the fate haha, so what does the lobby manager mainly do? Lobby manager, annual salary Main responsibilities: ensure the daily operation of the bank business hall, maintain order, give appropriate guidance and help to customers, handle emergencies in the bank business hall, and handle other tasks entrusted by leaders.

Main responsibilities: analyze the trend of domestic and international financial markets, seize market opportunities, conduct trading operations in time, and provide market analysis reports on a regular basis.

Third, maybe someone is strange? Where did the teller go before?

In the bank, few employees have been tellers. Generally speaking, college graduates will change jobs, transfer jobs or get promoted within 3-5 years at the grassroots level. The bank is a big system with many jobs and opportunities. Some employees with ability and ideas can seize some opportunities to realize career transformation and promotion.

1. Transfer work

Tellers are usually transferred to the position of lobby manager or financial manager first, then to the position of individual account manager according to their personal ability characteristics, and then to the position of corporate account manager or other positions. No matter which position is specific, it is helpful for personal career development. This is also the first step that I suggest most parents take for their children. In fact, any enterprise is the same. Only the closer to the position of the final product or customer is the more core position.

2. Appointment

The most direct promotion of a teller is the position of counter supervisor or supervisor. And they will be selected as clerks in functional departments and offices through other channels, and then promotion depends on individuals.

3. Job-hopping/resignation

On the financial platform, more attention is paid to the accumulation of personal ability and comprehensive resources. A considerable number of people have accumulated experience, ability and contacts in state-owned big banks for several years and then switched to other banks. However, the job of banks is stable and well paid, so the turnover rate is relatively low in all industries, but there are also a few reasons why they don't want to work.

4. Always a cashier

Many people like to be tellers all the time. They are stable and orderly, their business is settled every day, their life is regular, they don't have to think too much, their tasks are not many, and they are relatively relaxed. Of course, their performance pay will also be affected.

In a word, China's economy has developed from high speed to high quality, and there are many talents. As long as gold always shines, I hope everyone can achieve a good result through their own efforts.