Auto insurance adjuster of insurance company

Go online and have a look. Now many of them are directly recruited online! !

I'll give you some auto insurance adjuster exam questions! !

Organization: Name: Achievements:

I. Explanation of nouns (10 score)

1. Insured:

2. Insurance amount:

3. Premium income:

4. Vehicle handling stability:

5. Compression ratio:

Two. Fill in the blanks: (20 points)

1 and GB 7258- 1997 stipulate that the initial braking speed of passenger cars with less than 9 seats is

, its no-load check braking distance is.

2. The responsibility for traffic accidents is final.

3, insurance vehicles must be issued by the traffic management department and

Otherwise, this insurance policy is invalid.

4. The four functions of lubrication system are lubrication, lubrication, lubrication and re-lubrication.

5. The damage compensation standard stipulates that the maximum cost of lost time is

To calculate.

6. Each cylinder of a five-valve engine has an exhaust valve.

7. General claims files of property insurance should be kept for many years, and claims with compensation amount above 1 10,000 yuan and various foreign claims should be kept permanently.

8, automobile air conditioning system, refrigeration components are.

9. Automobile ECU refers to.

No-fault liability insurance is an additional risk.

1 1. According to the explanation of the auto insurance clause, the rainfall every hour or more for 24 consecutive hours is a rainstorm.

12. Imported vehicles in the motor vehicle tariff table refer to or

Production and import of auto parts assembly.

Three. True or false (10)

1 and the ignition sequence of 6-cylinder gasoline engines is 1→5→3→6→2→4. ()

2. Disc brake has better wading performance than drum brake. ()

3. The mediation period for damages is 30 days, and the public security organ may extend it by 15 days when it deems necessary. ()

4. The insured amount of car damage insurance can be determined according to the insured value or actual value at the time of insurance, or can be determined by the insurer and the insured through consultation. ()

5. Santana car adopts double-loop vacuum assisted hydraulic braking system. ()

6. During the large cycle, the coolant flows into the water pump after passing through the radiator. ()

7. Insurance contract is a dependent contract and a lucky contract. ()

8. Party and government organs and their functional departments shall not concurrently engage in insurance agency business. ()

9. When the total amount of compensation for multiple accidents reaches the compensation limit, the third party liability insurance cannot be terminated. ()

TU5JP engine 10 Fukang car adopts power steering system. ()

Four, multiple choice questions (10)

1, the basic feature of insurance is ()

A economy b mutual assistance c law d science.

2. () is a simplified insurance policy

A temporary insurance policy b insurance certificate c insurance policy d insurance certificate

3, the most important way to explain the terms of the insurance contract is ()

A literal explanation b theoretical explanation c supplementary explanation d intention explanation

4. All rights and obligations arising from the contract signed by the insurance agent with the applicant in the name of the insurer shall be enjoyed and undertaken by ().

A insurance agent b insurer c insurance agent and insurer d insured.

5, the parties to escape the responsibility of the accident can not be identified, should be responsible for ().

A, all B, big C and equal D depend on the loss.

6, the car body adopts () structure.

A non-load-bearing type b load-bearing type c semi-load-bearing type d longitudinal beam type

7. The top ring of the piston ring is ().

A oil ring b pressure ring c sealing ring d gas ring

8, eq1141(eq153) The working voltage of the starting motor is ().

A6VB 18VC24VD 12V

9. The middle two digits of sx6451refer to ().

A engine displacement is 4.5 liters, and B body length is 4.5m..

The wheelbase before and after the C load of 450kgD is 2.25m

10, and the working medium entering the condenser is ().

A high pressure gas b low pressure gas c high pressure liquid d low pressure liquid

Five, multiple-choice questions (20 multiple-choice questions or less multiple-choice questions do not score)

1, the establishment of an insurance company in China must be approved by ().

A Industry Association B Insurance Regulatory Commission C the State Council

Administration for Industry and Commerce China People's Bank

2, the basis of insurance is ().

A natural disaster B accident C existence of surplus products D development of science and technology

3, the insurer shall perform the obligation is ().

A pays insurance compensation and B pays legal fees.

C pays the rescue fee and D pays the necessary investigation fee.

4. The obligation that the insured shall perform is ().

A. Notify the insurer when the risk of paying insurance premium B increases.

C, maintain the safety of the target; D. Rescue in case of danger.

5. Which of the following is correct when calculating the living expenses of the dependents? ()

A Children under the age of 18 will be raised to the age of 18, and those over 70 will be counted as 5 years.

C if there is no labor force, the maximum is 20 years, and the minimum is 10 years.

D 5 years for other dependants.

6, proximate cause refers to ().

A the most direct reason, b the most effective reason.

C plays a decisive role, and D is the closest in time.

7. Which of the following accessories may be damaged when the left front part of an ordinary Santana car collides? ()

A compressor b condenser c liquid storage dryer d battery

8. Which of the following parts of Fukang car can't be purchased separately? ()

A instrument panel assembly b compressor assembly c piston ring group d left half shaft

9. What parts of modern cars can't be repaired by electric welding? ()

A door frame b steering rod c damping spring d condenser core tube

10, automobile carburetor includes which of the following systems? ()

A mechanical acceleration system b vacuum concentration system

C cold start system d idle enrichment system

Six, short answer questions (20 points)

1. What are the responsibilities of public security organs in dealing with traffic accidents? (4 points)

2. What are the insurance coverage of theft and emergency rescue stipulated in Document No.522 of China People's Bank? (4 points)

3. What are the main parameters and functions of front wheel alignment? (4 points)

4. What are the damage compensation items for traffic accidents? (4 points)

The driver, Xiao Zhang, was driving a Sandia automatic wave when he broke down suddenly. He was sent to the repair shop. After inspection by the repairman, it was confirmed that the gearbox of the car was burnt. Please analyze the cause of car burning. (4 points)

Seven, calculation problem (10)

1On the afternoon of March 6, 1999, my insured Li was driving an insurance vehicle on 107 National Road to Hubei, when he suddenly found that the steering system was out of control and the vehicle ran off the road, resulting in a traffic accident in which a pedestrian died and the vehicle was seriously damaged. Afterwards, it was proved by the local traffic police that the right steering rod of the car was broken (the car obviously had manufacturing quality problems), which caused the direction to get out of control and caused a traffic accident.

Attachment: (1) Insurance situation of insured vehicles:

The date of production and purchase of this car is1February, 995, and it has been insured by our company for four consecutive years. There was no traffic accident before this accident. This car is all-insurance, with the insured amount of 80,000 yuan, the model of Jiefang Light Truck 1 ton, and the nature of use is operation. The third party insurance amount is 654.38+10,000 yuan, the fixed loss amount is 43,000 yuan, and the residual value is 3,000 yuan.

(2) Information about third parties:

The deceased Zhang San, male, farmer, age 13.

The injured Li Si, male, worker, 25 years old. According to the valid proof provided, the right rib fracture needs 1 person for 60 days, and the medical expenses 14200 yuan.

1. As a claim adjuster of an insurance company, what are your specific measures to deal with this insurance accident? (4 points)

Please calculate the claim amount of this accident. (6 points)

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.