Is baixin bank on the credit report?

Baixin bank is a direct selling bank jointly established by China CITIC Bank and Baidu Company and approved by China Banking Regulatory Commission. According to regulations, commercial banks need to report credit data to the central bank, so baixin bank needs to report credit data.

The credit information in personal credit information comes from the use of bank loans and credit cards. Therefore, after applying for a loan in baixin bank, there should be no overdue problem, otherwise it will have a negative impact on personal credit information.