Hefei, what are the advantages and policies for college students to start their own businesses? Who can I contact for consultation regarding company registration and office space?

(1) If college graduates start their own business within two years after graduation and apply for a business license at the industrial and commercial department where the entrepreneurial entity is located, and the registered capital (capital) is less than 500,000 yuan, they are allowed to be paid in installments. The first installment The funds in place shall not be less than 10% of the registered capital (the capital contribution shall not be less than 30,000 yuan). The paid-in registered capital shall be increased to more than 50% within one year, and the balance can be paid in installments within three years.

(2) Enterprises or business units newly established by college graduates in the consulting, information, and technical service industries will be exempted from corporate income tax for two years upon approval by the tax department; newly established enterprises engaged in transportation, postal and telecommunications Enterprises or business units, with the approval of the tax department, are exempted from corporate income tax in the first year and halved in the second year; newly established enterprises engaged in public utilities, commerce, material industry, foreign trade, tourism, logistics, warehousing Enterprises or operating units in the industry, resident service industry, catering industry, education and culture industry, and health industry are exempted from corporate income tax for one year with the approval of the tax department.

(3) State-owned commercial banks, joint-stock banks, urban commercial banks and qualified urban credit cooperatives in various countries should provide small loans to self-employed graduates, simplify procedures, and provide convenience for account opening and settlement. The loan amount is about 20,000 yuan. The maximum loan period is two years. If it is determined to be extended upon expiration, you can apply for an extension once. The loan interest is determined according to the loan interest rate announced by the People's Bank of China. The maximum guarantee limit is 5 times the guarantee fund, and the term is the same as the loan term.

(4) The talent intermediary service agency affiliated to the government’s personnel administration department will keep the personnel files (including handling relevant procedures such as social security, professional titles, file wages, etc.) for free for self-employed graduates for 2 years; provide free talent search , labor supply and demand information, free recruitment advertisements and other services; appropriate exemptions and exemptions for participation in talent fairs or talent labor exchange activities; preferential provision of one-time training and evaluation services for employees who start companies.

Beijing

Loan amount: up to 500,000, with interest discount provided by the district finance department

Preferential policy: interest discount provided by the district finance department.

In addition to those who have Beijing's "Reemployment Discount Certificate", unemployed college graduates with Beijing household registration who want to engage in self-employment or develop and establish small businesses independently or in partnership and lack of self-raised funds can also You can apply for small secured loans.

Qingdao

Loan amount: up to 50,000 yuan. For teams of two or more to start a business, the loan limit can be relaxed to 200,000 yuan

Loan method: small secured loan

Preferential policy: For those engaged in low-profit projects, the financial department at the same level will provide Interest discount

Shanghai

Loan amount: 50,000 to 300,000 yuan.

Preferential policies: A special "Angel Fund" for college students' entrepreneurship has been established.

Chongqing

Applicants: College graduates who have not been employed for more than half a year and have a fixed household registration

Loan amount: 3000--4000

Loan methods: mortgage loans, guaranteed loans, small loans for starting a business

Taiyuan

Applicants: registered unemployed college graduates Loan amount: no more than 50,000 yuan

Loan method: Small secured loan

Preferential policies: The financial departments of each county (city, district) can entrust designated guarantee institutions to provide guarantees for them. Counties (cities, districts) are responsible for filling the gap.

Anhui

Applicants: college graduates

Loan amount: up to 50,000 yuan

Preferential policies: Finance according to the People’s Bank of China Full interest discounts will be provided within 3 percentage points of the announced benchmark loan interest rate for the same period

Chengdu

1. In July 2007, the Chengdu Municipal Administration for Industry and Commerce supported the construction of the city’s pilot zone and promoted private Enterprise development, issued the "Implementation Opinions on Further Promoting the Development of Private Enterprises", and launched the "zero down payment" registration policy for company establishment for the first time. On November 23, 2009, the Registration Branch of the Chengdu Industrial and Commercial Bureau, with the assistance of the Chengdu Financial Office, reached a consensus with a number of banks. 21 commercial banks and their branches, including China Construction Bank, Bank of Communications, and CITIC Bank, agreed. Open an account with a "zero down payment" company.

2. In December 2009, according to Hu Changnian, director of the Chengdu Municipal Labor and Social Security Bureau, the "Chengdu Municipal Implementation Rules on Further Promoting Full Employment in Urban and Rural Areas" stipulated that 3 new employees should be recruited that year. The above-mentioned workers and self-employed entrepreneurs who sign a labor contract of more than one year and pay social insurance premiums can enjoy social insurance subsidies. For those who have difficulty finding employment while receiving unemployment insurance benefits in Chengdu and successfully start their own business within the jurisdiction, a one-time start-up subsidy of 5,000 yuan will be given.

Xi'an

Since 2011, the General Office of the Xi'an Municipal Government has issued the "Notice on Further Promoting Self-Employment Loans for College Students", which will allow the scope of household registration of college students who enjoy preferential policies and start their own businesses to be determined by the Xi'an Municipal Government. It will be temporarily expanded to the entire province. At the same time, for enterprises that can repay the principal and interest on time, the finance department will provide a 50% interest discount to the enterprise.

Entrepreneurship loan benefit scope expanded to the whole province

Funds shortage may be a problem faced by many college students in starting their own businesses. In order to help them overcome this difficulty, the "Notice" clearly requires one step Adjust and optimize the loan model, and at the same time provide different loan support according to the stage and situation of college students starting businesses. In addition, joint review will be implemented for college student entrepreneurship policy[2] loans to shorten the loan cycle.

For college student start-ups, projects that meet the conditions for small-amount guaranteed loans will be supported according to the small-amount guaranteed loan policy; for college student-founded enterprises that have reached a certain scale, the internal management and financial systems are relatively standardized, and the operating conditions have been significantly improved. , and their loans should be gradually integrated with commercial loans, suitable for college students' entrepreneurial loans. If the principal and interest can be repaid on time, the government will provide a 50% interest subsidy to the enterprise; for enterprises founded by college students that are completely on the right track, they will be encouraged to bear more social responsibilities. Responsibilities that are determined to be in line with labor-intensive enterprises will be supported in accordance with the policies of labor-intensive enterprises.

In order to allow more college students to enjoy policy support, Xi'an City will also temporarily expand the household registration scope of self-employed college students from Xi'an City to Shaanxi Province. Appropriate lending will be allowed upon review.

The policy supports college students to start their own businesses with "no penalty for the first violation"

In addition to loan support, the "Notice" requires relevant departments to continue to strengthen services. For college students to start their own businesses, industry and commerce, taxation, Urban management and other departments should simplify procedures and relax market access. Among them, various fees for college students to apply for individual industrial and commercial households will be waived. In addition, businesses founded by college students will be charged half the business opening registration fee.

For college students to start their own businesses, the policy of "no penalty for first offenders" will be implemented: that is, the industrial and commercial, urban management and law enforcement and other departments will punish college graduates who first appear in the process of starting a business if the circumstances are minor and do not cause harmful consequences to society and others. For general illegal acts, only warnings will be given to help college student entrepreneurs correct them, and no administrative penalties will be imposed.

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