Is Qilu Jinquan 77 Days safe? Judging from the nature of the product

Qilu Jinquan 77 Days is a financial product issued by Qilu Securities and can be purchased on Xiaomi Finance. It is a collective asset management plan product, which is essentially equivalent to a brokerage managing wealth on behalf of its clients. Investors entrust the brokerage to invest and get back the principal and interest after maturity. So, is Qilu Jinquan safe for 77 days? Let’s talk briefly below.

Is Qilu Jinquan safe for 77 days? The investment period of Qilu Jinquan is 77 days, and the expected annualized expected rate of return (performance benchmark) investment performance-price ratio is not bad. However, many friends are worried about its risks. Let’s analyze it from many aspects. Qilu Jinquan 77 Days belongs to the collective asset management plan of securities companies. It means that the securities companies issue a financial management product, and then investors buy this financial management product and entrust the money to the securities companies for investment. The securities companies give investors an expected annualized expected rate of return. , investors get back their principal and expected returns after maturity. Collective asset management plans are relatively formal financial products. The funds are held in custody by banks, and securities firms only invest and manage them. The security of funds and the transaction process are guaranteed to a certain extent. The issuance of such products must be approved by the China Securities Regulatory Commission at all levels, so its compliance There is no need to doubt the sex, the funds and the platform are safe. The collective asset management plan is similar to the bank financial management model. The securities firm takes the money entrusted by the customer and invests in various assets. If low-risk assets account for a large proportion, the safety of this product is high, and Qilu Jinquan 77 Days It mainly invests in fixed-income assets and has relatively low risk. Okay, that’s it for the analysis of the 77-day safety of Qilu Jinquan. I hope it will be helpful to everyone. Warm reminder, financial management is risky, so investment needs to be cautious.