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What does financial migrant workers mean?

Individuals engaged in the service of financial institutions.

Financial migrant workers refer to individuals who are engaged in the services of financial institutions. The term "financial migrant workers" is a self-mockery of financial practitioners. Just as a hedge fund manager always says that he is a farmer who depends on the weather, these people work very hard every day. Although they provide decent jobs for financial practitioners, they don't have the income level imagined by others. Generally speaking, he is basically a newcomer to financial work. He is very busy at work, but his salary is not particularly high.

The essence of finance is value circulation. There are many kinds of financial products, including banks, securities, insurance, trusts and so on. Finance involves a wide range of academic fields, including accounting, finance, investment, banking, securities, insurance, trust and so on.

Finance is a trading activity, and financial trading itself does not create value. Then why does it make money in financial transactions? Mr. Chen Zhiwu believes that financial transactions are a way to realize future income, that is, tomorrow's money will be spent today. If we spend more money tomorrow, will it cause inflation?

Simply put, the frequency of financial transactions is an important indicator reflecting the economic prosperity of a region, a region and even a country.

The concept of traditional finance is a subject that studies the circulation of money and funds. The essence of modern finance is the capitalization process of business activities.

Gold once became the only medium of international trade. In the era of barter economy, businessmen can only carry out counterpart transactions and barter. Therefore, human economic activities are greatly restricted. In the era of gold standard economy, value and wealth are based on physical assets-gold. This objective physical method is very beneficial to the stable development of the global economy.

However, as the carrier of value circulation, gold's disadvantages, such as inconvenient physical conditions such as handling, carrying and conversion, make it give way to more flexible paper money (currency).

Nowadays, the monetary economy not only replaces the original barter economy, but also covers the gold standard economy. Monetary economy brings unprecedented economic freedom to mankind, but also brings many troubles and problems to mankind, such as unbalanced world trade, inconsistent values, inflation, currency depreciation, ups and downs of economic development and so on.

The original intention of breaking away from the gold standard was to achieve economic freedom and stable development, but it backfired. In today's diversified currency, the "gold content" of modern finance is getting less and less, but its connotation, function and risk are getting wider and wider, which has penetrated into every corner of society and everyone's life.

Nowadays, although the "gold content" of finance is getting less and less, its liquidity as a value is getting stronger and stronger. Finance has become the "blood" of the whole economy and penetrated into all aspects of society.

Human activities will promote blood flow. Similarly, all economic activities will promote the flow of finance (capital and value). Without liquidity, finance will become a "pool of stagnant water" and its value cannot be converted; If the value can't be converted, the economy can't run; If the economy can't run, new value can't be generated; If it can't produce new value, human society can't develop.