Which is the best, critical illness insurance?

There are many excellent critical illness insurance in the market, which need to be selected according to your budget, security needs and physical condition. If you don't know how to choose critical illness insurance, you can refer to this strategy: it is recommended to collect! Super total critical illness insurance purchase strategy! What should I pay attention to when buying critical illness insurance?

Critical illness insurance is a very complicated insurance, which has many pits, especially in the following situations, you need to pay attention when insuring:

1, what disease can critical illness insurance cover?

In the eyes of some people, as long as they buy critical illness insurance, they can get compensation no matter what serious illness they get. Actually, it's not like this. Only diseases that meet the requirements of the insurance contract have the opportunity to get claims.

2. Can you pay for the diagnosis?

The claim conditions for serious illness are divided into three categories:

Pay immediately after diagnosis: if it is diagnosed as a serious malignant tumor, you can pay insurance money.

Experienced some kind of operation, such as a big organ transplant.

Reach a certain state and last for a period of time: for example, the sequelae of a serious stroke.

Not all serious diseases can be compensated by diagnosis, some need some kind of operation, some need to reach a certain state, and the requirements are different. You can pay attention to the specific terms.

3. What is the best return of critical illness insurance?

Many people think that returning critical illness insurance is good, but it is generally not recommended to buy this kind of insurance because it is expensive and the protection is not as comprehensive as consumer critical illness insurance.

Pay attention to insurance, 1 free consultation 1, take a professional, objective and neutral attitude, choose products with higher cost performance for you, and buy insurance easily!