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Is it necessary to purchase insurance for Australia’s 864 family reunion visa?

Australia’s 864 family reunion visa requires insurance. If you apply for a visa in Australia, and while you are waiting for this series of visas to be issued, there are no benefits such as medicare, so you need to buy insurance for your parents. The 804 Elderly Parents Reunion Visa is similar to the 103 visa, except that it is waiting in Australia.