Honesty should be emphasized in studying in America.

Unlike China, who regards honesty as a moral measure, Americans have quantified it into concrete credit behaviors. It is no exaggeration to say that there is no good faith in America. Honesty and trustworthiness play an important role in American education and culture. For example, in some universities such as Yale and Duke, as long as students are proved to have lied three times, the result will be expulsion, and there is no room for discussion, even if the president comes forward to mediate.

For honesty, the most vivid embodiment in the United States is the American economic integrity system. The American government has set up a proprietary credit evaluation system for everyone, with scores ranging from 200 to 900. American credit records are inseparable from birth. This article is about the integrity of studying in the United States.

Importance and seriousness of economic credit

For example, every American payment, from buying a house and a car to buying things with a credit card, will have a credit record. A good reputation will make it easy for you to borrow money from the bank, otherwise the overdraft on your credit card will increase slowly. But, once scored? Bad credit? List, right? Blacklist? I'll be in trouble in my next life. For example, when they borrow money from a bank, they first look at the lender's previous reputation and will not easily lend money to people with low credit scores. Even if they agree to the loan, they may lend the money at a high interest rate. Pay special attention to credit cards that are often used on weekdays. In case of breach of contract, the most common punishment is to pay a high late fee. Some sales companies also classify customers according to their trust. After seeing the order, they first went to the website to find the customer's credit history. If they find that the credibility is not good, they will let the shipper directly ask the customer for cash payment, which is not negotiable.

About the warning letter

If any sum of money is in arrears in daily life, the other party can send a warning letter to the payer, telling him that if he doesn't pay, he will be blacklisted. If he receives such a warning letter, he must not care. Sometimes it will be worse, that is, you have already paid the money, but you still receive a bill or even a warning letter. In the United States, what you can do at this time is to pay the money first, and then handle the corresponding complaints and refunds patiently according to the procedures. Otherwise it will be more troublesome to be blacklisted.

In short, living in the United States, we should always be careful not to let a small sum of money lower our reputation score and affect the future.

Establish and protect your credit history.

In most cases, it is difficult to live in the United States without a credit record. Therefore, many people who have just come to the United States set out to establish their own credit records from the beginning.

First of all, there must be a social security number, which is managed by the National Social Security Administration. When checking, as long as the number of the checked person is input into the networked computer system, its basic situation and credit record will be clear at a glance; Then apply for a credit card as soon as possible to establish a credit record.

Once international students have established their credit records, they must protect them. For example, in order to prevent someone from stealing their own information, swipe your credit card, don't tell others, and don't register your ID number, address and credit card number. In addition to timely repayment to ensure credit, you should also check your credit status with the credit bureau regularly to avoid unnecessary trouble. Keeping close contact with banks and credit institutions is also an indispensable part of every China student's life after coming to the United States.

Moral integrity has its stable high-voltage line.

In addition to the deep-rooted concept of economic integrity in the United States, moral integrity has also formed certain norms and standards of behavior. For example, if you go to the Immigration Bureau to apply for residence, or even go to the government to register your marriage, the staff ask the applicant to raise his hand and take an oath first to ensure that what he said is true. In the American concept, swearing is a promise, not as simple as raising your hand casually, but a cultural atmosphere of mutual trust. Therefore, not swearing at will is also one of the commandments of Americans. At the same time, in the process of school education in the United States, the concepts of honesty, fairness, justice and never lying are high-voltage lines that must not be touched. The formed code of conduct will exert a subtle influence on American life in the future. So, if someone takes advantage of others' trust and harms others' interests in the social field, they will definitely say it next time? The wolf is coming? That? Children? In America, you may be punished immediately.

On the other hand, different systems will simplify some things, for example, consumers can return goods more easily during the return period, even without too many reasons, which may be based on mutual trust. In the United States, such a simple and clear lifestyle should happen from time to time in daily life. Therefore, it is also a good thing for America's honesty culture to do as the Romans do. Many things are simple and happy.