Shanghai medical insurance personal account transfer standard 202 1

Legal analysis: inclusion criteria: employee medical insurance personal accounts are included on a monthly basis, and insured persons under the age of 45 are included according to 3% of their monthly payment base; At least 45 years of age, according to my monthly payment base of 4% included; Retirees are included in their basic pension of 4.5%. The basic medical insurance premium paid by the employer is included in the personal account according to the following proportions: 35 years old and below, according to 1% of my payment base; 35 to 45 years old, according to 65438+ 0.4% of my payment base; 45 years old to retirement, according to 65438+ 0.7% of my payment base; Retired (post) personnel are included in 5.4% of their average monthly pension in the previous year. In the event that the insured person emigrates or the insured person dies, the immigrant or the relatives of the deceased insured person may go to the Medical Insurance Bureau to handle the balance withdrawal procedures with relevant certificates. In addition, the insured can transfer the balance of the medical insurance account to the new account after the transfer in different places.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Thirty-second individuals across the overall regional employment, the basic medical insurance relationship with my transfer, the cumulative payment period.