If you immigrate, what about the insurance you bought?

1, do you mean emigrating, or migrating among China people like the Three Gorges immigrants?

2. Are you talking about national social security or commercial insurance of insurance companies?

3. If you immigrate to China, it will be very simple. Both social security and commercial insurance can be migrated, no problem;

4. If you immigrate, it depends on social security or commercial insurance:

If it is social security, you can only surrender and return to your personal account;

(2) If it is commercial insurance, for long-term life insurance, it can be surrendered or not. If it is returned, it can only be surrendered according to the cash value, and the loss is quite large;

(3) If the long-term life insurance in commercial insurance does not surrender, if it does not surrender, domestic relatives will help you continue to pay the fees on time. In the future, if there is an accident (death) abroad, the insurance company can compensate, but the procedure is a bit troublesome. All foreign certification materials need to be certified by China embassies and consulates abroad;

(4) If it is short-term medical insurance in commercial insurance (such as hospitalization, hospitalization expenses, hospitalization peace of mind, hospitalization allowance, hospitalization income, accidental medical treatment, etc.). ), these types of insurance are generally not compensated when they go out of danger abroad, so they have to surrender, which is based on the discount of unexpired premium (each company is different, see the provisions of the terms).