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Personal deposit certificate
Personal Deposit Certificate 1 Personal Deposit Certificate of China Postal Savings is only used as proof that the applicant has a savings deposit in the post office, and it cannot be circulated, pledged or reported, nor can it replace the deposit certificate as a voucher for withdrawal, deposit and transfer. It does not mean that the post office bears the responsibility of economic guarantee to the applicant or the third party, and does not promise to be recognized by the relevant third party. Going through the formalities of going abroad may be useful, otherwise it will be useless. Whenever you need it. It is time-sensitive.
Personal deposit certificate must be issued by the bank, and now it is generally in both Chinese and English.
Pure Chinese is no problem. It's okay not to speak a foreign language in the interview now. The visa officer of the embassy can speak Chinese.
If you need to issue a deposit certificate for studying abroad at your own expense, applying for immigration, visiting relatives, traveling abroad, etc., and you have a deposit in the bank, you can apply to the bank.
With my valid ID card and deposit certificate (discount), you can go to any online outlet to handle it. When the trustee entrusts others to handle the deposit certificate, he must show his valid identity documents and those of the depositor. You can open multiple certificates of deposit as required, and each certificate of deposit will be charged a handling fee of RMB 20 yuan.
Generally speaking, the validity period of the certificate of deposit is 3 months, which can be extended appropriately if there is special need, but the longest time is not more than half a year. After issuing the deposit certificate, the bank will freeze the deposit for the same period as the validity of the deposit certificate.
The certificate of deposit does not have the function of economic guarantee and cannot be transferred or pledged.
Bank of China
* * * Sub-branch of Bank of China:
This is to certify that Mr. (Ms.) is an employee of our company with years of working experience and years of working in our company. His position is, position is, title is.
Its ID number is:
Its average monthly income is RMB (in words).
This certificate is only used when employees apply for loans or employees apply for loans for other individuals as a third-party guarantee.
Unit (seal):
Date, year and month
Personal deposit certificate 2 personal deposit certificate
Product overview
Personal deposit certificate refers to the certificate issued by the business outlets of China Construction Bank at the request of applicants (including domestic residents and non-residents (including foreigners, overseas Chinese and compatriots from Hong Kong, Macao and Taiwan) for their savings deposits in China Construction Bank or voucher-type treasury bonds purchased in China Construction Bank within a certain period of time. Personal certificates of rights, such as certificates of deposit in local and foreign currencies, passbooks, bank cards and voucher-type treasury bonds, which meet the legal requirements, can be applied for personal deposit certificates.
Three reasons for choosing CCB's personal certificate of deposit business:
1, with high reliability. As an internationally renowned large bank, CCB has a good reputation in the industry, and the society and the embassy in China have a high awareness of the certificates of deposit issued by CCB.
2. The deposit certificate covers a wide range of deposits. As long as it is your deposit in CCB or the national debt purchased through CCB, CCB can list multiple deposits at the same time on one certificate of deposit, which fully meets your personalized needs and greatly saves the cost of issuing certificates of deposit.
3. CCB's certificate of deposit adopts a variety of high-tech anti-counterfeiting technologies, and it is beautifully printed, solemn and generous, which fully reflects your personal high reputation.
Functional overview:
1, which proves that you have a certain amount of RMB or foreign currency savings deposit in China Construction Bank within a certain period;
2. It is used to prove that you bought a certain amount of personal rights certificates such as voucher-type national debt in China Construction Bank within a certain period of time.
Service channel:
China construction bank business agency
Special instructions:
Personal deposit certificate is a certificate issued by China Construction Bank for savings deposits of domestic residents and non-residents in China Construction Bank or voucher-type treasury bonds purchased in China Construction Bank within a certain period of time. It is not allowed to circulate, transfer, use as pledge, report the loss or replace the personal rights certificate as a voucher for withdrawal, transfer, renewal and payment.
Personal rights certificates that have been frozen or stopped by judicial organs and other competent authorities at or above the county level and pledged by banks can not be used for personal certificates of deposit.
The personal rights certificate that has issued the personal deposit certificate cannot be used as a voucher for personal loans and other businesses during the payment suspension period. During the validity period of the certificate of deposit, the applicant cannot withdraw or honor the savings deposits or voucher-type government bonds under the certificate of deposit.
Currency and duration
All currencies can be handled. The time limit is not more than two years.
price
20 yuan's handling fee is charged for each copy. When the applicant requests to change the validity period of the certificate of deposit and needs to issue a new certificate of deposit, the handling fee will be handled according to the new certificate of deposit.
Customer process
When the applicant applies at the business outlets, he/she shall present the original valid identity documents and personal rights certificates of the applicant or agent, and fill in the Application for Personal Deposit Certificate of China Construction Bank.
Product introduction
1. Personal deposit voucher is a written voucher provided by postal savings institutions for their personal deposits at the request of depositors.
2. Personal certificates of deposit are divided into time certificates of deposit and time certificates of deposit. The time deposit certificate is used to prove that the applicant has a certain amount of money in the postal savings when applying for the personal deposit certificate. The time deposit certificate is used to prove that the applicant has a certain amount of money in the postal savings from the date of application to a certain date.
3. Deposit certificates that can be used for personal deposit certificates include: postal savings deposit certificates, passbooks and green cards. All-in-one card and green card-the sub-account in all-in-one card can apply for deposit certificate in one or all cases.
Functions and characteristics
1. Multiple certificates for one deposit: multiple certificates of deposit can be issued at different times for one deposit; Multiple certificates of deposit with the same term can be issued at one time.
2, multiple deposits, centralized proof: multiple deposits can be listed on a certificate of deposit, saving you the cost of opening a certificate of deposit.
3. The format is unified and standardized throughout the country: certificates of deposit are uniformly printed throughout the country.
Service channel
Postal savings outlets counter.
Treatment process
1. When applying for personal deposit certificate, please show the following information: passbook/deposit slip or bank card recording your transaction, and valid personal real name certificate. If it is an agent, the valid real-name certificates of the agent and the principal must be presented at the same time.
2. When issuing a time deposit certificate, the payment of the account needs to be stopped, and the effective time of the deposit certificate is equal to the time when the deposit is stopped. Please select the number of freezing days as required, and the shortest freezing period is one day (the date when the deposit certificate is issued).
3. During the validity period of time deposit certificate, if you want to terminate the payment of deposit in advance, you need to return all the original deposit certificates to the bank for cancellation.
If you need to extend the service life of the certificate of deposit, please go to the bank to fill in the application form again, issue a new certificate of deposit and pay the handling fee.
skill
"Personal Deposit Certificate of China Postal Savings Bank" is only used as proof that customers have savings deposits in postal savings institutions. It has no economic guarantee function, can't circulate, can't pledge, can't report the loss, and can't replace the certificate of deposit as a voucher for deposit, withdrawal and transfer.
Personal deposit certificate 3 Scope of application: Personal deposit certificate is required for studying abroad and traveling.
I. Operating Process of Sub-branches (Offices)
1. depositor application (prescribed format).
2. Show the original ID card consistent with the depositor.
3. Check and confirm the deposit amount of depositors in branches (offices) and go through the freezing procedures.
4. The client shall fill in the Power of Attorney for Personal Deposit Certificate in duplicate, which shall be true, complete and clear.
5. On the power of attorney for personal deposit certificate, the "agent" in the "entrusted credit cooperative" shall be signed by the vice president of finance, and the "responsible person" shall be signed by the president of the branch (director of the branch office) and stamped with the official seal of the business.
Two. Information provided to the Finance and Accounting Department of the Head Office
1. Personal deposit certificate power of attorney, with true contents and complete procedures.
2. Original and photocopy of deposit certificate or passbook.
3. Copies of ID cards of the client and the client.
4. Freeze registration.
5. The authenticity of the above information and deposit account shall be verified by the Vice President of Finance (implementation of accounting) of each bank (office).
6. The above copies and freezing register must be copied on A4 paper, stamped with the official seal of the branch (office), and signed by the vice president of accounting and finance of the branch and the branch directly under it.
Hu' nan wangcheng rural cooperative bank finance and accounting bu
20xx-8-9
Personal deposit certificate 4 Studying abroad is the wish of many people, but due to economic reasons, many students have to give up the idea of going abroad. How much does it cost to study in New Zealand? This is the voice of many parents and students. The following is an introduction to the deposit certificate for studying in New Zealand. Let's learn about this problem together according to the article.
According to the teacher who went abroad, the certificate of deposit is the relevant certificate issued by the bank for the depositor, which proves the deposit balance of the depositor at a certain time or the deposit amount in a certain period, and proves that the depositor has an unused deposit balance in the bank before a certain time. When applying for a visa to study abroad, the deposit certificate is a necessary material for the visa. Only by freezing the deposit fee in advance can a deposit certificate be issued.
According to the requirements of New Zealand's study abroad policy, applicants must be able to provide proof of deposit sufficient to pay tuition and living expenses in New Zealand. Proof of deposit can be provided in many ways, the most common way is bank deposit certificate. The visa officer must first see whether the deposit time meets the requirements of the bank deposit certificate.
Parents of domestic students want their children to study abroad, and they need to have a deposit for a period of time, so that visa officers will recognize the authenticity of the deposit. If students want to study in New Zealand, they usually need to deposit for half a year. New Zealand's study abroad policy depends not only on whether applicants have enough funds to support their study abroad, but also on whether depositors' funds have legal sources.
For example, the annual telephone bill of New Zealand students is about 654.38+0.5 million -654.38+0.8 million (including tuition and living expenses), so the funds saved by depositors should meet the students' study expenses and living expenses in New Zealand. If you study abroad for 2 years, then the deposit certificate is preferably more than 300,000.
Because visa officers make decisions based on the materials provided by applicants, some applicants may have sufficient funds, but the materials are not prepared in detail enough to accurately reflect the real financial background, which leads to the refusal of visas. This situation is very promising. Therefore, the Senior Consultant of the New Zealand Education Union suggested that all international students and their parents should consult the professional visa agencies for proof of deposit to ensure that they can successfully pass the visa.
Going abroad provides many ways for China middle school students to study in New Zealand. Up to now, the New Zealand Education Union has sent 100 students to the new school every year, and the visa rate has remained above 99%, which is widely favored by students and parents. New Zealand Education Union has always been customer-centered, with a serious and responsible attitude and rigorous work style, listening to each student's professional requirements and study abroad plan, and making your study abroad plan according to the students' own situation.
Personal deposit certificate 5 Interim Measures for the administration of personal deposit certificate of China Construction Bank
Article 1 In order to standardize management, prevent risks and promote the healthy development of residents' savings business, these Measures are formulated in accordance with the Regulations on Savings Management, the Measures for the Administration of Special Deposit Certificates of China Construction Bank and the Articles of Association of the People's Construction Bank of China on Foreign Currency Savings Deposits. Relevant regulations: Article (1) of the State Council Administrative Regulations Library.
Article 2 The term "personal deposit certificate" as mentioned in these Measures refers to the certificate provided by the savings department of China Construction Bank for the personal savings deposit deposited in the savings department at the request of the applicant, including domestic residents and non-residents (including foreigners, overseas Chinese and compatriots from Hong Kong, Macao and Taiwan).
Article 3 China Construction Bank's local and foreign currency deposit certificates, passbooks and savings cards that meet the statutory requirements can be used as personal deposit certificates. Savings deposits that have been frozen, stopped and pledged by the judicial department at or above the county level, and savings deposits that the applicant has not gone through the formalities of inheritance and transfer according to the requirements of the judicial department, cannot apply for personal deposit certificates.
Article 4 The issuance of personal certificates of deposit shall be managed by the Savings Management Department.
Article 5 The personal deposit certificate issued by China Construction Bank is used to prove that the applicant has a certain amount of deposit in China Construction Bank when issuing the deposit certificate. "China Construction Bank Personal Deposit Certificate" cannot be circulated, used for pledge or loss reporting, or used for withdrawal, transfer or renewal instead of deposit certificate (passbook or card).
Voucher.
Article 6 Applicants can only apply for personal deposit certificates at the original savings outlets, and the handling personnel shall carefully examine the original valid identity documents of the applicants and the original certificates of savings deposits in China Construction Bank (including certificates of deposit, passbooks and cards) and other relevant materials.
Article 7 Individual certificates of deposit may be handled and collected by persons other than the applicant (hereinafter referred to as agents). When an agent handles or receives a personal deposit certificate on his behalf, he must present the original valid identity documents of the applicant and the agent.
Article 8 The amount of certificates of deposit in multiple currencies applied by an applicant shall not be higher than the accumulated amount of deposit accounts in different currencies in the same savings outlet of China Construction Bank (USDA can be regarded as the same outlet); The handling agency may issue a personal deposit certificate for the deposits of the applicant in multiple accounts with different currencies in the same savings outlet, but it shall be filled in by currency.
Article 9 The issuance of personal certificates of deposit shall be handled by the savings business institution of China Construction Bank, and shall be issued in different levels according to the amount:
Personal deposit certificates with the amount below RMB 654.38+10,000 issued by account opening outlets and savings outlets, or foreign currency equivalent to RMB 654.38+10,000 according to the foreign exchange quotation published by the People's Bank of China on the day of handling business (the same below); Personal deposit certificate with an amount exceeding RMB 654.38+million (including RMB 654.38+million) or equivalent RMB 654.38+million (including RMB 654.38+million) in foreign currency shall be issued by the savings management department of the bank under jurisdiction.
Second, for savings outlets with large business volume, strict internal management, high personnel quality and no major accidents in recent years, and the head of the savings management department of the bank within its jurisdiction has clear difficulties in issuing personal deposit certificates in real time, the head of the savings management department of the bank within its jurisdiction may authorize the savings director (counter head) to issue "personal deposit certificates" in the following ways after being audited by the second-tier branch and reported to the first-tier branch for filing:
(1) Non-teller savings office.
1. Personal deposit certificate with an amount of 6,543,800 yuan (including 6,543,800 yuan) but not more than 500,000 yuan, or foreign currency equivalent to 6,543,800 yuan (including 6,543,800 yuan) but not more than 500,000 yuan, issued by the person in charge of the account opening and savings branch;
2. Personal deposit certificates with an amount of more than 500,000 yuan but less than 6,543,800 yuan, or foreign currency with an equivalent value of more than 500,000 yuan but less than 6,543,800 yuan, shall be issued by the bank savings management department within its jurisdiction. In case of special circumstances, the person in charge of the savings management department cannot issue a personal deposit certificate in real time. With the oral or written authorization of the person in charge of the savings management department, the person in charge of the savings outlets may sign, but the person in charge of the savings management department must review the personal deposit certificate within two working days afterwards.
(2) teller savings office. Personal deposit certificate with the amount of 654.38+ten thousand yuan (including 654.38+ten thousand yuan) or the equivalent of 654.38+ten thousand yuan (including 654.38+ten thousand yuan) issued by the person in charge of the account opening and savings branch.
(3) Personal deposit certificates issued by teller system and non-teller system savings offices with an amount exceeding RMB 6,543.8+0,000 (including RMB 6,543.8+0,000) or equivalent foreign currency of RMB 6,543.8+0,000 (including RMB 6,543.8+0,000) shall be issued by the savings management department of the bank under their jurisdiction.
Article 10 China Construction Bank issues certificates of deposit, regardless of the amount, and charges a handling fee of RMB 20 yuan only for each business, which shall be accounted in the handling fee account.
Article 11 The format and contents of the "Personal Deposit Certificate" and "Personal Deposit Certificate Application Form" used for issuing personal deposit certificates shall be uniformly stipulated by the head office, and banks shall not change them without authorization, but may print them at the printing plant designated by the head office according to the use situation.
Article 12 All banks shall designate full-time or part-time personnel to be responsible for managing the blank vouchers of "personal deposit certificates", and establish a "Register of Personal Deposit Certificates issued by China Construction Bank" to include the issuance of personal deposit certificates in the scope of daily business inspection.
Thirteenth responsible personnel at all levels and other staff who violate these measures shall be dealt with accordingly in accordance with the relevant provisions of the Interim Measures of China Construction Bank for Handling Staff Violation of Financial Rules and Regulations.
Article 14 The head office of China Construction Bank shall be responsible for the interpretation of these Measures. Article 15 These Measures shall come into force as of 1999+0+0.
Personal deposit certificate 6 is only used as proof that the applicant has a savings deposit in the post office, and cannot be circulated, pledged or reported, and cannot be used as a voucher for withdrawal, deposit and transfer instead of a deposit certificate. It does not mean that the post office bears the responsibility of economic guarantee to the applicant or the third party, and does not promise to be recognized by the relevant third party. Going through the formalities of going abroad may be useful, otherwise it will be useless. Whenever you need it. It is time-sensitive.
Personal deposit certificate must be issued by the bank, and now it is generally in both Chinese and English.
Pure Chinese is no problem. Now, if you can't speak a foreign language, there is no problem in the interview, and the visa officer of the embassy can speak Chinese.
If you study abroad at your own expense, apply for immigration, visit relatives, travel abroad, etc., you need to issue a deposit certificate. And you have money in the bank, you can apply in the bank.
With my valid ID card and deposit certificate (discount), you can go to any online outlet to handle it. When the trustee entrusts others to handle the deposit certificate, he must show his valid identity documents and those of the depositor. You can open multiple certificates of deposit as required, and each certificate of deposit will be charged a handling fee of RMB 20 yuan.
Generally speaking, the certificate of deposit is valid for 3 months, which can be extended appropriately if there are special needs, but the longest period is not more than half a year. After issuing the deposit certificate, the bank shall freeze the deposit for the same period as the validity of the deposit certificate.
The certificate of deposit does not have the function of economic guarantee and cannot be transferred or pledged.
Personal deposit certificate 7 personal income certificate
China Construction Bank Henan Branch:
Mr. (Ms.) is an employee of our company (formal/seasonal/temporary) with an employment period of years. As he applied for personal housing loan from your bank, at your request, we hereby certify that:
The employee does it himself, and his position is. The average monthly basic income in the latest year is RMB, other income is RMB, and the total monthly income is RMB.
This is to certify that.
This unit is responsible for the authenticity of the above documents.
Company name (company signature and seal)
Unit address:
Contact telephone number of personnel and labor department of this unit:
Contact person of personnel and labor department of this unit:
Customer's signature:
date month year
(The following contents shall be filled in by bank investigators)
Verification record of income certificate: □ telephone method □ door-to-door method □ other verification methods: investigator's signature: verification date:
8. China Construction Bank Personal Deposit Certificate Fund Deposit Certificate
figure
This is to certify that (company name) (business license number) has opened a deposit account with our bank, account number and account name, and the balance of this account is (in words) (¥) as of the date of 20xx. Our bank is only responsible for the authenticity of the deposit at the above time point, and is not responsible for the change of the deposit in the reference account after the above time point.
This certificate of deposit only proves the customer's deposit at the above time and is not used for other purposes.
Official seal of handling bank
Description of year and month:
1. This copy is for customers' use, and copying or altering is invalid;
2. This certificate cannot be transferred, used as pledge, or substituted for deposit certificates (passbook, card, etc.). ) as a withdrawal voucher.
Personal Deposit Certificate 9 China Bank * * * Sub-branch:
This is to certify that Mr. (Ms.) is an employee of our company with years of working experience and years of working in our company. His position is, position is, title is.
Its ID number is:
Its average monthly income is RMB (in words).
This certificate is only used when employees apply for loans or employees apply for loans for other individuals as a third-party guarantee.
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