Is it deceptive or true that China Merchants Cigna insurance personnel are now on-site to do insurance upgrades?

Is it deceptive or true that China Merchants Cigna insurance personnel are now on-site to do insurance upgrades?

First of all, if there is no insurance upgrade, insurance will not need to be upgraded, repaired and maintained regularly like instruments. Therefore, the insurance upgrade business done by their family is unclear, that is, "hanging sheep's heads and selling dog meat." Therefore, we must understand and deal with this situation dialectically. Insurance is a "tool" for risk management. We also bought insurance at that time to solve our concerns about risks. Then we can use insurance as a tool to solve the problem we are worried about, that is, with the passage of time, including the improvement of medical standards, will inflation affect the original effectiveness of our insurance policies? If you think you are not very clear about this issue, then as your family insurance broker, you have an obligation to help you check the policy regularly. If the coverage is still comprehensive, you have no other worries or more budget to increase the coverage for the time being. Then we don't need to make any adjustments, just let us know more clearly that the effectiveness of our "tools" is sufficient, but if we find that our protection can't completely solve your concerns, and there are better products on the market, and you want to make up for the loopholes in your family protection in time, then this is a good and timely opportunity to make up for the loopholes in your protection. At the same time, if your needs change with the success of your career, for example, you didn't consider them before.

Therefore, for this kind of door-to-door insurance upgrade, you must first have a basic judgment on whether it is necessary. At the same time, in order to avoid the elderly becoming the target of financial fraud, it is still not recommended to let strangers come to the door easily. If necessary, it is a very efficient way to make a phone call, establish a network, and then make an appointment to meet "upgrade" when necessary.