Directly hit the status quo of overseas home ownership of Chinese people, and the global asset allocation tends to be reasonable.

Domestic investment channels are limited, the prospect of the property market is difficult to grasp, the stock market fluctuates and the currency depreciates, which makes a large number of domestic liquid currencies unsuitable for export. Therefore, overseas home ownership has attracted the attention of China people in order to realize a more reasonable global allocation of assets and risks. 14, the author visited Haohua Overseas Real Estate, located in Puli Business Center, No.2 Maolingshan Road, Lixia District, and connected Du Xiupeng, general manager of Huamei Yousheng Qingdao Branch, to understand the current situation of overseas home ownership of Chinese people.

Three types of China people tend to buy houses overseas and value stability and return.

"Overseas properties began to enter the Pearl River Delta region around Hong Kong at 1996. The large-scale group climate was after the economic crisis in 2008. The purpose of China people buying houses overseas is to live or invest. " Du Xiupeng, general manager of Huamei Yousheng Qingdao Branch, said that overseas home buyers are basically divided into three categories. First of all, people who want to get stable returns through overseas home purchases account for the largest proportion of overseas home buyers; Secondly, the concept of "providing for the elderly with housing" and the concept of asset allocation are popularized by international students and their parents; There are also customer groups with potential immigration needs.

Ms. Tian Xue, deputy general manager of Haohua Overseas Real Estate, analyzed: "China overseas home buyers value the stability and security of asset allocation most." Generally speaking, the average annual value-added of houses in the United States, Britain, Canada and Australia is between 6%- 10%. For long-term investors, there is not only a steady appreciation of the real estate itself, but also a steady stream of water, and income can be obtained through the normal level of annual rent of 3% to 6%.

"American real estate is in the recovery period after the crisis, and the appreciation income and rental income are rising steadily. There are also tax incentives for apartments for rent, and favorable exchange rate conditions have also attracted many potential buyers in China. " She said that the United States, Canada, Australia and other countries attract China people to invest or live in their homes with perfect laws, sound social systems and advanced education and medical resources.

The investment field is diversified, and the United States is the most striking.

It is reported that China's overseas home ownership is showing a trend of global diversification, and buyers will look beyond Asia to realize the global allocation of assets. "Europe became a destination, * * * attracted more than $5.5 billion in investment, and London topped the list for the second time on 20 14; Australia has become a new target market favored by China investors, with an inflow of more than $3 billion; There are 2.5 billion dollars of capital flowing into the United States. In reality, China's first choice for overseas home ownership is the United States. " According to Ms. Tian Xue, from the perspective of the city, Sydney has invested 2.2 billion US dollars, making it one of the most attractive destinations for China investors. New york, San Francisco, Los Angeles, Chicago, Melbourne, Tokyo and Singapore are also highly sought after by investors.

"The United States and Australia have always occupied the mainstream position of overseas buyers in the Sea of China, and with the tightening of the Australian dollar and policies, the United States has become the most attractive country for overseas home buyers in China." Du Xiupeng analyzed that due to the financial crisis, the overall real estate price in the United States fell by 45%, attracting China buyers to buy at the bottom. It is roughly estimated that China people can buy a conjoined villa for 1 100 US dollars and a single-family villa for 170 US dollars in the United States, which is unimaginable in China. In China's first-tier cities in the United States, such as new york and Los Angeles, the annual growth rate of house prices exceeds 20%, and the rent is also considerable. Especially in recent years, the number of China students studying in the United States has increased for seven consecutive years, which has driven the demand for housing and made American real estate even hotter.

Venture investors who buy homes overseas should be cautious.

Du Xiupeng believes that any investment behavior is accompanied by market risks, and overseas home ownership is no exception. It should be noted that the strength of the agent should be the main consideration of the buyer. Because overseas real estate is not better than domestic real estate purchase, there is a big difference between domestic real estate purchase and domestic real estate management, so choosing big brand developers and intermediaries can better protect the interests of buyers.

"Overseas home buyers must first have a detailed understanding of the economic environment, property market environment, development cycle and local legal process of buying a house, which plays an important role in buying a house and later income." Ms. Tian Xue said that in the United States, for example, in most cases, the real estate market does not require buyers to be residents or citizens, and there are no special regulations on visas. However, some states, such as New Mexico and Oklahoma, require that only citizens or residents can buy local residential and commercial real estate. However, most states also have restrictions on religion, minerals, military and other lands. Even if you can buy a house, you may not get property rights.

"The most important thing is to clarify the purpose of buying a house overseas. It is not excluded that some buyers buy a house for immigration." She solemnly reminded property buyers that in mainstream countries with relatively stable western economies, such as the United States, Canada, Australia, Britain and other places, buying a house has nothing to do with immigration, so investors are invited to consider it carefully.

(The above answers were published on 2015-10-16. Please refer to the actual situation for the current purchase policy. )

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