How to inquire after paying medical insurance?

Inquiries about paying medical insurance are as follows:

1. The insured can log in to official website, where the registered permanent residence is located, find the query service column, enter the information such as medical insurance account number/personal number, password and verification code according to the prompt, and click Login to query the specific payment of medical insurance personal account;

2. The insured can call the social security number 12333 and follow the voice prompts to inquire about the personal account of the medical insurance card;

3. The insured person can bring the medical insurance card, ID card and other materials to the local medical insurance agency and hand them over to the counter service personnel, who will help to inquire about the payment details.

Can I withdraw money from my medical insurance card?

The money in the medical insurance card can't be taken out, so you can only go to the designated hospitals and pharmacies for medical treatment and medicine purchase. But in the following three cases, the money in the medical insurance card can be withdrawn and used:

1. Termination of the use of the medical insurance card: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Transfer of the insured: handle the surrender formalities with the certificate issued by the public security department;

3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

What will be the impact of medical insurance failure?

1, which affects medical insurance benefits. Only by paying medical insurance fees on time and in accordance with regulations can we continue to enjoy medical insurance benefits. Medical insurance arrears, from the next month to stop medical insurance benefits; If the arrears exceed 3 months, even if the arrears are paid continuously, the medical expenses incurred during the arrears cannot be reimbursed;

2, medical insurance is broken, resulting in insufficient accumulated payment period. The cumulative payment period is 30 years for men and 25 years for women. Among them, the actual payment period of medical insurance for employees in this city is 10 years and above, and they receive basic old-age insurance benefits in this city on a monthly basis and enjoy the treatment of retirees of medical insurance for employees in this city. If the medical insurance is suspended for a long time, it may reach retirement age, and the accumulated payment period of employee medical insurance is insufficient, which has the following effects:

(1) If the employer participates in the insurance, it shall be paid in one lump sum in the month of retirement. With the improvement of social wage level, the amount to be paid back at retirement is much higher, and both units and individuals have to pay a lot more. If the employee fails to pay in time, the employee's medical insurance benefits will be stopped, and the medical expenses will be borne by himself;

(2) Individuals who participate in employee medical insurance need to continue to pay the annual fee until the expiration of the payment period, and can voluntarily pay the medical insurance premium for the remaining years in one lump sum. The payment amount is calculated according to the payment standard of the one-time payment month.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC).

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.