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Can I get a refund if the social security has been paid for 15 years and people are gone?
1. At the legal retirement age, if the pension has not been paid for 15 years, it has not been replenished, and it has not been converted into old-age insurance for urban and rural residents, and it does not meet the conditions for receiving pensions, then all the money in the pension account can be withdrawn at this time;
2. If you die before retirement, your family can inherit all the balance of your personal account; If he died after retirement, he will be refunded the deducted part. In addition to the money in personal accounts, family members can also receive two compensations, namely funeral subsidies and pensions. These two subsidies are called death treatment insurance, but there is no pension in residents' old-age insurance;
3. If immigrants or foreigners or Hong Kong, Macao and Taiwan residents leave the mainland and need to cancel their accounts at the public security organs, they can also withdraw all the money from their pension accounts at one time;
4. Repeated insurance. Now many friends have paid social security in many places for work reasons, resulting in the problem of repeated payment;
5. If he dies after retirement, there is still a balance in his personal account.
legal basis: article 11 of the social insurance law of the people's Republic of China
the basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of contributions from employers and individuals and government subsidies.
Article 14
Individual accounts shall not be withdrawn in advance, and the bookkeeping rate shall not be lower than the bank time deposit rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
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