20 18 what are the housing purchase policies in Shijiazhuang?

For some time, Shijiazhuang has been called "immigrant city", with a large number of scholars, migrant workers and dream seekers. Some of them just stay here for a while, while others want to stay here for life. So, for people who want to live in Shijiazhuang, what are the housing purchase policies here? Let's take a look with Bian Xiao.

The first is to adjust the residents' purchase policy.

1, restricted area

Chang 'an District, Xinhua District, Yuhua District, qiaoxi district and 1 High-tech Zone, the four main urban areas of Shijiazhuang, will be officially listed as restricted areas for commercial housing.

2, residents purchase conditions

Non-Shijiazhuang household registration residents are restricted to purchase one property, including newly-built commercial housing, second-hand housing and * * * property housing. For households with household registration in Shijiazhuang, the policy of restricting loans and purchases is adopted.

Second, adjust the housing provident fund loan policy.

Increase the down payment ratio of housing provident fund loans to buy a house. If the first suite is purchased with provident fund loans, the minimum down payment ratio is 30%. If you use the provident fund loan to buy a second suite, the minimum down payment ratio is 60%. The housing provident fund center does not accept the purchase of third and above houses. At the same time, on 20 18, Shijiazhuang housing provident fund management center will suspend the issuance of off-site provident fund loans.

Third, adjust the housing commercial loan policy.

The minimum down payment ratio for households who use commercial loans to purchase the first suite is 30%. For households with 1 suite but no housing loan or housing loan has been settled, the minimum down payment ratio is 40%. The minimum down payment ratio is 50% for households with 1 suite but outstanding housing loan. Banks will not accept commercial housing loans for families who need to buy a third or more home.

Abstract: The above is the answer to the related content of "Shijiazhuang house purchase policy", hoping to bring some reference help to friends in need. For more real estate information, please continue to pay attention to other related introduction information of Qijia. Com or consult the local housing security management department.