The world's elderly have surpassed young children, and China has ushered in the peak of aging. Where should we go to support the elderly in the future?

The old people in the world have surpassed the young children, and China is facing the peak of aging. Where should we go to provide for the aged in the future?

Greece is a treasure house for the elderly in China. The retirement age in Greece is 65 for men and 6 for women. The total amount of pension payment in Greece is 11.9% of GDP. To the legal retirement age, after reaching a certain tax payment period, the salaried person can get a retirement pension in the retirement department to spend his old age. Civil servants can gradually receive it after they are 4 years old.

Greece is the most generous country in the European Union to distribute pensions. The average Greek receives a pension even higher than their retirement salary. For an employee who has worked for 4 years and received an average income, the pension is 15% of the salary at retirement. In addition, pensioners can also enjoy preferential medical drugs and other health care benefits. In addition to retirement pensions, the elderly can also receive independent special subsidies: anyone over 6 who can't live on his own feet can submit an application for this state subsidy as a daily living guarantee. Pay social security for the aged

Most people choose to pay social security when they work in public institutions, and the commercial insurance for the aged in personal social security only needs to be paid for 15 years, and they can receive a monthly pension after retirement, thus effectively ensuring the core needs for the aged. It is understood that China's current pension has achieved 17 consecutive increases, which is indeed good news for retired workers.

However, according to the current adjustment plan, it is very likely that the pension will be reduced in the future. After all, I paid more and used less before, but now the population is declining and I pay less and use more, so I can't afford it. At present, the effect of extending the retirement age in China is also to delay the distribution of pensions, so as to alleviate the pressure of providing for the elderly. Therefore, it is not realistic to provide for the aged only by monthly pension.

Looking back several decades ago, the real estate industry was indeed a stable project investment. However, under the current situation of "housing and living without speculation", it is obviously impossible to provide for the elderly according to the investment property, except for the rigid demand. Naturally, some people will say that they can buy houses and collect accounts to support the elderly. According to statistics, in the first-tier cities in China, the average rental rate of return is 1.6%, while the rental rate of return is less than 2%, which means that according to the current market price and rent level, it will take at least 5 years to make a profit.

coupled with the shrinking population, the demand for houses will of course be lower and lower in the future, so it is unrealistic to buy a house to collect money for the elderly. Naturally, if you have enough money in your hand and have two houses, you can live in one by yourself. In addition, a set of idle houses can be rented out, and it is also very good to get a monthly rental income to support the elderly. Even if there are areas that are in urgent need of money, you can choose to sell your house.