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It is best for rural residents to participate in the new rural insurance.

Suizhou Engineering Construction Leading Group of Hubei Province, the State Council New Rural Insurance Pilot, Shishou City of Hubei Province, chibi city City, Yidu City of Huangpi City of Hubei Province, Yichang City of Hubei Province, Tuanfeng County of Nanzhang City of Xiangfan City, Anlu City and Xiaogan City of Sai Sai Sai Shan District of Huanggang City, Zhuxi County of Liangzihu District of Ezhou City, laifeng county City, Shiyan City, Jingmen City, Zhongxiang City and Suizhou City are all national/kloc-. Xihe is within the experimental area, and you and your parents can participate in the new rural insurance.

Procedures for handling insurance in the village Committee;

There is a clear definition of age, months of payment and payment claim, you know, when you apply;

Insurance contracts have been signed, but there are also mutual transfers in the second world. However, the new rural cooperative medical insurance, endowment insurance and other types of convergence. See the figure below for details:

Opinions of Hubei Provincial People's Government on the pilot implementation scheme of new rural social endowment insurance.

People's governments of cities, counties and provincial government departments: In the pilot work, we have conscientiously implemented the spirit of "Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance" (Chao Penalty [2009]No.), and the new rural social endowment insurance in our province (referred to as the new rural social endowment insurance) is now implemented with the following opinions: The first basic principle.

The basic principles of the new rural insurance pilot are "basic, wide coverage, flexibility and sustainability". First of all, it is based on the reality of low adaptability to treatment and economic development level in other regions. Individuals (families), collectives and governments should share responsibilities reasonably and combine rights and obligations. Rural areas led by the government and voluntarily guided by farmers are managed by local governments.

Second, the objectives and tasks, the criteria for residents' financing and the criteria usually insured by rural residents.

Explore the establishment of a new rural endowment insurance system with individual contributions and collective subsidies, implement the combination of government subsidies, social pooling and individual accounts, family pension, land security and other social assistance and social security policies and measures, and support the basic living security. The pilot work of the new rural endowment insurance was started in 2009, and then gradually expanded. By 2020, the rural elderly rural residents in the province will basically achieve coverage of the school-age population.

Within the scope, urban workers and urban and rural residents who have not participated in the basic old-age insurance can voluntarily participate in the new rural endowment insurance family when the insured reaches the age of 16 (excluding students).

financing

The new rural endowment insurance fund consists of individual contributions, collective subsidies and government subsidies.br/ > (1) The payment standard of endowment insurance premiums payable by rural residents to participate in the individual contributions of the new rural endowment insurance is set at 100 yuan per year, with five levels in 200 yuan, 300 yuan, 400 yuan and 500 yuan. The people's governments of pilot counties (cities, districts) independently choose the insured according to the actual additional remuneration level.

(2) Collective subsidies. Conditional village collectives should provide subsidies to the insured. The subsidy standard for democratic villagers' meetings shall be determined by villagers' committees, and other economic organizations, social organizations and individuals shall be encouraged to assist in the payment of insurance.

(3) government subsidies. The government's eligibility for insurance fully supports Fuxin farmers to ensure the basic pension, of which the basic pension standard of the central financial center gives full subsidies. The insured pays the local government, and the subsidy standard is not lower than that of 30 yuan per person per year, including the provincial financial burden that 20 pilot counties (cities, districts) 10 can't afford.

Higher standard payment, give appropriate incentives to the pilot counties (specific standards and measures are determined by the municipal people's government of the district). In rural areas, people with severe difficulties or disabled groups pay part or all of the minimum old-age insurance premiums in pilot counties (cities, districts). & ltBR/(4) The pilot counties (cities, districts) of the new rural social endowment insurance shall be approved by the human resources and social security department and levied by the financial department.

Personal account establishment

Ministry of Human Resources and Social Security has established a lifetime record for the individual retirement account of each new agricultural insurance insured. The collective subsidies paid by individuals and other economic organizations and social welfare institutions and the salaries of the insured paid by individual funds in the local government are all credited to personal accounts. The amount of personal accounts of financial institutions shall bear interest every year with reference to the one-year deposit rate announced by the People's Bank of China.

Six,

Pension basic pension

(1) Basic old-age insurance. The basic pension standard of the central government is 55 yuan per person per month. In conditional pilot counties (cities, districts), the people's government can use the personal pension insurance account to pay the living expenses. Improve the standard of rural residents who pay the basic old-age insurance premium for a long time, and the additional basic pension can appropriately increase the fat part of the processor funds in the pilot counties (cities, district governments).

(2) Personal account pension. The monthly total payment standard of personal account pension is the amount of personal account divided by 139 (at present, the basic pension insurance of personal account is the same as that of urban workers, and the total payment coefficient is the same). In addition to government subsidies, the balance of funds in the personal account of the insurance company's mold can be inherited according to law, and the rest will be subsidized by the government for the insured who continue to pay the endowment insurance.

7 pension conditions

Older urban workers who have reached the age of 60 and do not enjoy the basic old-age insurance benefits can receive pensions on a monthly basis.

After the implementation of the new rural insurance system, those who have reached the age of 60 and do not enjoy the free treatment of the basic old-age insurance for urban workers can pay the basic old-age insurance premium by the insured on a monthly basis, but they must meet the fertility conditions.

Those less than 15 years shall be paid annually, but the cumulative payment allowed to be repaid shall not exceed 15 years; If the distance is over 15 years old, the accumulated expenses of 15 years have to pay a lot of wages and insurance, and encourage young farmers to be active for a long time and pay too much.

fund management

The financial accounts of the new agricultural insurance fund shall be kept separately for the social insurance fund used for revenue and expenditure management at the same level, and the relevant provisions of the national pilot stage shall be supplemented, and the county-level management of the new agricultural insurance fund shall be temporarily taken as the basis. The pilot project was expanded and the management level was gradually improved.

To establish and improve the financial management measures of the new rural endowment insurance fund, the specific approach is to cooperate with the Provincial Department of Finance and the Department of Land and Resources of Ministry of Human Resources and Social Security.

ion exchange

Fund supervision: Human resources and social security departments at all levels should earnestly perform the supervision duties of the new rural endowment insurance fund, formulate and improve rules, stipulate all enterprises' new rural endowment insurance, standardize business processes, establish and improve internal control systems and fund audit systems, monitor and regularly check after fund raising, plan distribution and distribution, regularly disclose the information on fund raising and payment of the new rural endowment insurance fund, be open and transparent, and strengthen social supervision, financial supervision and auditing departments to supervise according to their respective responsibilities. The new rural endowment insurance pilot counties (cities, districts) eligible institutions and villagers' committees pay interest once a year, and the insurer publicizes the treatment in the administrative village of the village and accepts supervision.

10 Management Center for Management Services

(a) to carry out the new agricultural insurance pilot counties (cities, districts) to accurately record the payment of rural residents, and to publicize the masses. To establish the long-term insured, you should create a new information management system, documents for the construction of agricultural insurance and social security information management system (i.e. the "Golden Insurance Project"), and information resources information management system enjoyed by citizens such as * *, so as to realize the social security card, that is, the insurer can easily pay fees, get benefits and inquire about his own insurance information by holding the card, and make full use of the advantages of modern information technology and financial network to provide efficient and convenient services.

(II) Strengthening the principle of capacity building, pilot counties (cities, districts) shall, in accordance with streamlining efficiency, establish new rural and village-level agricultural insurance institutions, improve the service level, and include the funds of new agricultural insurance personnel in the fiscal budget, which should be spent in the new agricultural insurance fund at the same level.

XI。 system integration

(1) The rural social endowment insurance (hereinafter referred to as farmer's insurance) with complete individual accounts, which has participated in the farmer's endowment insurance in new agricultural materials and has reached the age of 60, has been distributed as a pilot county (city, district) to participate in the farmer's insurance, and can directly enjoy the new farmer's insurance and the farmer's insurance in the agricultural insurance integration system, and has participated in the basic old-age insurance; When the insured is 60 years old, regardless of whether there is a pension or not, they should enjoy the same treatment. Farmers' insurance personal account funds are transferred to personal accounts, and the new rural insurance will continue to be paid according to the new rural insurance payment standard.

(two) the basic old-age insurance for urban workers and other old-age insurance systems shall be implemented in accordance with state regulations.

(3) In accordance with the relevant provisions of the state, we should correct the policy and coordination problems of the new rural insurance system and social security, farmers' land expropriation, reservoir resettlement support policy, rural family reward and assistance policy, rural five guarantees supporting special care communities, and rural minimum living security system. Before the introduction and convergence policy of the state, the new rural insurance is the other social security benefits enjoyed by insurance companies unchanged.

(4) Explore the connection between the old-age insurance policy for village cadres in pilot counties (cities, districts) and the new rural endowment insurance system.

12, organization, leadership and implementation

(a) to strengthen organizational leadership, people's governments at all levels should fully understand the importance of the pilot work of the new agricultural insurance, the implementation of development is an important project of the local economic and social development planning and annual business target assessment system, strengthen organizational leadership, implement the Scientific Outlook on Development of the provincial people's government, coordinate urban and rural development, pay attention to people's livelihood issues, build a harmonious society, set up a new leading group for the pilot work of agricultural insurance, study and formulate relevant policies, and coordinate and solve the problems existing in the pilot work. "Government counties (cities, districts) should also be able to set up a new agricultural insurance pilot work leading group, study and formulate new agricultural insurance policies, strengthen the guidance and supervision of human resources and social security departments at all levels to conscientiously perform their duties, be responsible for agricultural insurance, policy formulation, unified management, overall coordination in the new administrative department, and be responsible for the new agricultural insurance work jointly with relevant departments.

Development of pilot projects. The people's governments of pilot counties (cities, districts) put forward implementation opinions on the basis of full investigation, estimated according to the actual situation of multidisciplinary nursing, and formulated a practical pilot implementation plan, which was implemented after being approved by the provincial people's government.

(3) do a good job in publicity. Establishing a new rural old-age insurance system is an important decision to thoroughly implement Scientific Outlook on Development and speed up the construction of social security system. It is also an important measure to cover urban and rural residents to cope with the international financial crisis, expand domestic consumption demand, gradually narrow the gap between urban and rural areas, change the cellular structure of urban and rural areas, promote the equalization of basic public services, improve rural residents' sense of security, promote family harmony and increase farmers' income. All localities should adhere to the correct direction of public opinion and lay the foundation for the pilot.

Pilot counties (cities, districts) should properly handle the relationship between reform, development and stability, continue to improve relevant policies, actively and steadily do a good job in pilot work, and do a good job in operation.

13, which is not included in the national new rural endowment insurance pilot, according to the pilot implementation opinions, the local government will raise the required funds.

○2009128 February

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