Is the certificate of deposit for studying in Japan issued by Huaxia Bank or Shanghai Pudong Development Bank ok?

Yes, but if the Administration generally knows about China Bank and China Construction Bank, it is best not to use commercial banks. Maybe, but if it is unlucky, the staff will feel very troublesome when approving. If they haven't heard of it, the workload will be very heavy and it will probably be handed over to you. Change the insurance point to Bank of China.