How to get the money out of the medical insurance card

The money in the medical insurance card can't be taken out, so you can only go to the designated hospitals and pharmacies for medical treatment and medicine purchase.

But in the following three cases, the money in the medical insurance card can be withdrawn and used:

1. Termination of the use of the medical insurance card: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Transfer of the insured: handle the surrender formalities with the certificate issued by the public security department;

3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

Medical insurance cards generally cannot be withdrawn or transferred. The reimbursement amount of medical insurance card is 4 times of the average salary of local social workers (1 year cumulative value). The money in the medical insurance card can be used to buy medicines at designated pharmacies to pay for outpatient and emergency expenses, but it does not belong to the category of reimbursement, because the money in the medical insurance card is the money in the medical insurance personal account. The reimbursement of medical insurance card is limited to the medical expenses above hospitalization in designated hospitals due to illness and some accidents.

The method of inquiring the balance of medical insurance card is as follows

1, pharmacy inquiry

You can take the medical insurance card to the designated pharmacy to check the balance, but you may need to spend it;

2. Online inquiry

If the local social security bureau has opened the online inquiry function, you can log in to the local social security official website to inquire about the balance;

3. Telephone enquiry

Call the social security hotline 12333 and then turn to manual service to check the balance of the medical insurance card;

4. WeChat query

Click on "Me"-"Wallet" in the lower right corner on WeChat, then click on the city service to find "five insurances and one gold", and then click on "Social Security"-"Social Security Information Inquiry" to see the relevant social security information.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 29 of the Social Insurance Law.

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.