Introduction of Dutch immigrant medical insurance

# China # Introduction Everyone in the Netherlands must buy medical insurance, even if you only live or work in the Netherlands temporarily. If you come from other countries, the Dutch government suggests that you can keep your insurance in your country of origin at the initial stage of coming to the Netherlands in case of accidents before the new medical insurance in the Netherlands is established. The following is the Dutch immigrant medical insurance compiled by KaoNet. Welcome to read!

Introduction of Dutch immigrant medical insurance

If you are a Dutch resident, in principle, everyone in the Netherlands must have medical insurance. This ensures that everyone's medical financial risks and hospitalization security are controllable. You are free to choose an insurance company. Usually, insurance companies have basic medical insurance programs. You can change insurance companies once a year if necessary. To register for medical insurance, you need a social security number (BSN). Please note: if you don't buy medical insurance, you may be fined. The fine will be traced back to the amount you have not insured for several months.

Dutch health care system is a compulsory medical insurance policy. The standard basic medical insurance program is formulated by the government, covering expert diagnosis and treatment, general practitioners, midwives, hospital care, drug treatment, rehabilitation, dental care for people under 22, psychotherapy, and necessary medical assistance for going abroad or traveling on vacation.

Insurance companies must accept basic medical insurance for everyone, regardless of gender, age or health status. Insurance companies also provide additional supplementary insurance plans, including physical therapy, glasses, dental care for people over 22 and alternative medical care. The cost of medical insurance is about 150 euros. You can choose any insurance company to insure, and you can also check whether your employer has a cooperative insurance company.

After immigrating to the Netherlands, you need to buy medical insurance. After purchasing medical insurance, the insurance company will be responsible for your medical expenses and protect your economy from losses.

Chapter 2 Introduction to Entrepreneurial Immigration in the Netherlands

I. Application conditions for entrepreneurial immigrants in the Netherlands

Company requirements:

1. The turnover of the parent company's tax declaration reaches more than RMB 5 million, and the employees reach more than 10.

2. At present, the cash flow of the parent company reaches more than 654.38+0 million yuan, and it cannot be in a loss state.

Conditions of the applicant:

1. As a manager or professional technician, he was sent to work in the Dutch subsidiary and worked in the parent company for at least three months.

2. No criminal record, bachelor degree or above and more than five years of relevant work experience, with sufficient certificates and work experience. If you are a professional, you must provide the corresponding qualification certificate. The Netherlands is the main place of residence during the dispatch period (living in the Netherlands for half a year every year).

3. The salary must be in line with the market (20 17 standard, the monthly salary of over 30 years old is 4,670 euros, and the monthly salary of under 30 years old is 3,424 euros).

Second, the Dutch entrepreneurial immigration application fee

1. Service fee: 50,000 RMB.

2. Third-party expenses: 30,000-50,000 RMB (translation, notarization, double certification, company establishment expenses).

3. Attorney's fee: 654.38 yuan+500,000 yuan.

Third, the advantages of entrepreneurial immigrants in the Netherlands

1. A high starting point, a trip to Europe: an immigration project for western European developed countries, a trip to 26 Schengen countries;

2. The application conditions are simple: no capital requirements, no asset requirements and no language test requirements;

3. Excellent welfare: enjoy the same international high-level welfare treatment as Dutch nationals;

4. Quality education: The Netherlands has 65,438+03 top 100 universities in the world, ranking among the top universities in Western Europe;

5. Citizens of the world: passport-free 173 country, the third in the world.

Further reading: How Dutch immigrants plan their own funds

1, investment planning

Financial planners suggest the combination of short-term fixed income products and one-year fixed investment. Because they didn't have much savings before, in the first year, it is recommended to buy a fixed-income monthly fixed investment every month and take it out one year later. According to their situation, they can invest 30,000 yuan per month, and according to the annualized rate of return of 6.8%, they can receive 373,000 yuan of principal and interest after one year.

Between the second year and the third year, the two can successfully realize the plan of letting one of them immigrate to the Netherlands first. If all goes well, they can get married in Holland within three years.

2. Parents' pension insurance planning

Even under the influence of traditional ideas, parents can't immigrate to the Netherlands in a short time, but they can't forget the grace of parenting. Therefore, the financial planner suggested that the two should buy endowment insurance for their parents. First, they should be free from worries and be filial to themselves. Second, they should let their parents have no children to serve them in the future and have some peace of mind.

3. Family Reserve Fund

Generally speaking, taking a family's monthly expenditure of 3 ~ 6 months as an emergency reserve fund is enough to cope with the unexpected expenditure of the family. Of course, the emergency reserve fund can be increased to 6 ~ 12 months to improve the liquidity of the whole fund.

According to the income and expenditure of two people, it is suggested that the emergency reserve be 30,000 ~ 40,000 yuan. Although it is an emergency reserve, it doesn't have to be put in a current deposit, as long as it is guaranteed that the money can be withdrawn at any time when needed. The financial planner suggested that it can be put in the "money fund". At present, the annualized rate of return of the money fund is 4% ~ 5%, and the risk is very low, but the income is more than 10 times higher than the demand deposit, and it can be received within 0 ~ 2 days after redemption.