Which one can you take out after "five insurances and one gold"?

Of the five insurances and one gold, only the provident fund can be withdrawn when certain conditions are met, and other types of insurance are mainly used for protection and cannot be withdrawn.

Five insurances and one gold:

1. Old-age insurance: Old-age insurance can only be paid by individuals after retirement (or death) and the received part can be deducted, otherwise it can only be transferred or sealed and will not be returned to individuals.

2. Medical insurance: In terms of medical insurance, there is generally a medical insurance card, which can be swiped to see a doctor and buy medicine, but it cannot handle deposit and withdrawal business.

3. Unemployment insurance: If the employer and I fulfill the payment obligation for 1 year in accordance with the regulations and suspend employment against my will, and I have registered for unemployment and applied for a job, I can receive the corresponding unemployment insurance benefits during the unemployment period.

4. Work injury insurance and maternity insurance: It is understood that work injury insurance and maternity insurance are only effective under certain circumstances, so they cannot be taken out.

5. Provident fund: those who buy, build, renovate or overhaul their own houses in this city can be used as the down payment for buying houses. If it is not a household registration in this city, and the provident fund has reached the specified storage month after leaving the company for a period of time, then it can be taken out with the resignation certificate.

Extended information: What's the difference between social insurance and commercial insurance?

(1) properties are different. Social insurance is based on the national constitution, basic social policies and labor policies, and is implemented through national or local legislation. Commercial insurance is an aspect of national economic activities, and it is a business activity carried out by people's insurance companies by economic means. This commercial activity is realized by the insurer and the insured signing a contract on a voluntary basis.

(2) The objects and functions of insurance are different. Social insurance targets workers and their immediate family members, and its function is to ensure the basic life of workers when they lose their ability to work and their jobs. This kind of protection is conducive to maintaining social equity and social stability. Commercial insurance takes the insured natural person as the insured object, and its function is to give the insured certain economic compensation according to the contract.

(3) Different levels of treatment. Social insurance starts from ensuring basic life and stabilizing society, and focuses on long-term basic life. The level of security is gradually improved with the rise of prices and the improvement of social production level. Commercial insurance only pays attention to one-time economic compensation, and the determination of compensation level only considers the insured's compensation amount, without considering other factors.

(4) Different management systems. The management system of social insurance is based on the functional departments of governments at all levels in charge of social insurance and their affiliated social insurance institutions. In order to realize the right of workers to enjoy social insurance benefits given by law, the social insurance affairs of workers are managed in a unified way. The management system of commercial insurance is the independent operation of all economic entities, and its management work revolves around the strict performance of insurance contracts.

(5) Different types of legislation. Social insurance is one of the basic rights of workers stipulated by the state, and it is also the obligation of the state to workers, which belongs to the scope of labor legislation. Commercial insurance is a kind of financial activity, and the rights of both parties to the insurance contract are protected by the economic contract law, which belongs to the category of economic legislation.

Reference: five insurances and one gold? Baidu baike