How to deal with five insurances and one gold after immigration?

How to deal with five insurances and one gold when emigrating overseas? Once you emigrate, these things are no longer needed abroad. What should you do? The project will explain how to handle five insurances and one gold after immigration.

According to Article 14 of the Social Insurance Law, individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Social security experts pointed out that when the insured moves within or across the overall planning scope of this Municipality, the transfer of their basic endowment insurance relationship and personal account shall be handled in accordance with the relevant provisions of the state and this Municipality.

In China, pension and medical insurance are collectively referred to as social security (generally working in one building). Therefore, if you want to take out all the pensions, you must first go through the cancellation procedures of medical insurance.

(1) medical insurance account cancellation

If you want to cancel the medical insurance account (that is, take out the money in the medical insurance at one time), you must have the original and photocopy of the passport of the immigrant country and the original and photocopy of the cancellation certificate, as well as the certificate of termination of the contract of the original unit. If not, you have to take the basic medical insurance reduction personnel roster to the medical insurance center, and go through the relevant procedures with the original certificate to prove that you have terminated the contract with the original unit. Even if you have spent all the money in the medical insurance card before going abroad, you must cancel the medical insurance account if you want to withdraw the money from the old-age insurance at one time. If you can't get the certificate of cancellation of the original company, you must pay all the unpaid medical insurance before the time of account cancellation, and then you can cancel the account (for example, 200 1 immigrated to China, and the account was cancelled in 2005, and all the medical insurance from 200/kloc-0 to 2005 should be paid).

(2) Pension cancellation

Cancellation of medical insurance is a prerequisite. Then take the original and photocopy of the passport of the immigrant country, the original and photocopy of the cancellation certificate, the photocopy of the ID card and the employee's pension manual, print out the payment details of the individual account in the pension insurance center, then go to the personnel department of the original unit to ask the person in charge of the pension insurance to open a special receipt for the social security fund and affix the official seal of the unit, and then take all the materials to the pension insurance center for review. Finally, the endowment insurance center will transfer the money in your account to the original unit account at one time, and then you will go to the original unit to collect the money.

(3) cancellation of provident fund account

When closing the account, in addition to the provident fund card, you should also bring the original and photocopy of the passport of the country of immigration, the original and photocopy of the account cancellation certificate, the photocopy of your ID card or the photocopy of your China passport. After the final approval of the provident fund management center, they will close your account and take out all the provident fund in your account.

After completing the above procedures, you will no longer enjoy the domestic five insurance and one gold system.

My opinion: according to the relevant laws and regulations of our country, acquiring the nationality of other countries will automatically give up our nationality, so naturally we can't enjoy the treatment of five insurances and one gold! If you are an older immigrant, you can consider holding the green card (PR) of the immigrant country for a long time, while continuing to hold China nationality and China passport, so that you can continue to pay five insurances and one gold in China.