What's the real life like after immigrating to America?

# American Immigrants # Brief Introduction Life after American immigrants will be very different from that at home. If you want to adapt to local life smoothly, you must make careful preparations. Let's take a look at American immigrant life and share what real life is like after emigrating to the United States.

1. Life Guide

Speak politely

Americans have developed the habit of being polite since childhood. In their daily life, even when they are talking with their parents, brothers and sisters at home, they will use such polite expressions as "hi", "please", "I'm sorry" and "I'm sorry".

Respect personal privacy

The United States is a country that attaches great importance to personal privacy. Americans don't ask new friends any questions about personal economy, religion and politics. Weight and age are also topics they don't want to talk about, even if they are young or in good shape.

Wear the right clothes

Americans wear different clothes on different occasions, regardless of status. Therefore, when Americans are invited to participate in social activities, they must ask in advance what clothes they should wear on this occasion. It is worth noting that in the United States, pajamas are clothes that can only be worn indoors and must not be worn outdoors.

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Americans usually prefer to call them by their first names, rather than by their surnames or polite names such as Mr., Ms. or Mrs.. Not only among neighbors, friends, classmates and relatives, but also among colleagues in the office, and even between bosses and subordinates, they are all called by their first names.

Share the expenses equally

Americans admire the AA system and don't like to be treated or treated. When you go out with Americans, you must go Dutch, including fare, meal and tip.

Dumping platform

When Americans pay the bill after eating in a restaurant, they will definitely tip the waiter at least 15% of the consumption amount. If the service is excellent, you will tip 20%. Similarly, you will go to a beauty salon or barber shop for a perm and haircut, and you will also pay a tip of at least 15% when you pay the bill. Americans also tip a few dollars to waiters who carry luggage, park cars or deliver takeout food.

Be friendly to strangers

On the road, in the elevator, we often meet the oncoming people, and our eyes meet. Americans are used to greeting with their eyes and smiling at each other. We shouldn't look away at once, or turn our faces to one side and pretend not to see them. Only those who are not pleasing to the eye and disdain to do so.

Treat children equally.

Americans pay attention to the equality between adults and children. When they are guests in American homes, their children will definitely come out to meet the guests and say hello. As a guest, don't neglect children because of adults. Say hello to children by shaking hands or kissing their faces. If children kiss you, you must also kiss their faces.

2. Adaptation guidelines

1. Avoid spending money indiscriminately.

The first step of family financial management is to manage the money bag, understand the monthly expenditure, ensure the basic expenditure of the family with income, minimize unnecessary expenses and avoid becoming a "moonlight family".

Reduce debt

Avoiding excessive credit card debt is the focus of family financial management. If you don't become a slave, you won't be bound, and then the family's economic security can be guaranteed. For good debts, we should make good use of them in family financial management.

The so-called good debt generally refers to housing loans and student loans. Housing is the main family wealth of most American families. When the loan interest rate is low, borrowing money is equivalent to saving money for yourself. A college education loan is an investment for yourself or your child's future. Families with poor economic conditions can use this kind of loan to let themselves or their children complete their college studies and lay the foundation for improving their economic status.

Invest in yourself

The United States attaches great importance to people's continuing education and even advocates lifelong education. The so-called lifelong education means constantly improving one's skills and professional knowledge. Graduation from college is only the first step to enter the workplace, and continuing education is still the most worthwhile investment.

The major chosen by university education will directly affect the future income, and popular majors will often bring more opportunities for wage earners to find high-paying jobs. Wage earners who work after graduating from college are not once and for all. If you want to by going up one flight of stairs, you must invest in continuing education to change your destiny and create opportunities for high-paying jobs. High salary in the workplace is the basis for expanding family wealth. With high income and good financial management, the road to family wealth accumulation will be wider and wider.

4. Expand sources of income

Americans are not lazy and unwilling to suffer hardships, so while maintaining a job, people will try their best to find a second job or use their expertise to earn extra money. There is a couple in America, one is an engineer and the other is a sales manager. Their income was already very high, but in order to accumulate more family wealth, the couple used their spare time as dog companions, earning an extra income of $65,438+0,000 yuan per year.

Owning a house

Whether in the United States or China, housing has become the main wealth owned by many wage earners. House prices may not be flying all over the sky. In the subprime mortgage crisis in the United States, the wealth of many families has shrunk due to falling house prices. But from the long-term trend, house prices will go up and get a certain return on investment. The property market and the stock market are the two most common investment fields. If the property market is depressed, funds will flow to the stock market. On the other hand, if the stock market falls into a bear market, funds will slide to the property market.