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What should I do if I cancel my foreign and domestic ID card and the bank has a time deposit?

If the domestic account is cancelled

I can bring my foreign passport and my domestic household registration information to the bank counter to update the information.

Once the domestic ID card is cancelled, all bank accounts under the name will not only be fixed, but also the bank card will be automatically frozen by the system.

Do not want to affect the use, it is best to change the information of real-name authentication before the ID card is cancelled.