What about domestic social security after immigrating to the United States?

There are more and more friends who choose to emigrate to live abroad, so what should they do at home after emigrating to the United States? Let's take a look at what domestic social security should do after emigrating to the United States.

What about social security after 5 years of dissatisfaction with living abroad in China/kloc-0?

According to the relevant regulations, if the insured person leaves the country to settle down before retirement, the amount stored in his personal account will be returned to the insured person, and the pension insurance relationship will be terminated. However, it is also possible not to surrender. Because some people consider coming back after going abroad, continuing to work in China, and finally supporting the elderly in China. Once you surrender, the payment period will be accumulated again.

I have paid in China for 15 years and left China before my retirement age. Can I go through retirement formalities when I reach retirement age?

According to the current policy, after the social security payment reaches 15 years, you can apply for retirement and receive a pension. At retirement age, even if you have the nationality of other countries, you can still apply for retirement and receive a pension in China. Moreover, living abroad, it is not difficult to receive a domestic pension, and there is no need to return to China to receive it. It is reported that when retirees are abroad after retirement, social security agencies can send their monthly pensions to the insured. The annual pension qualification certification can also be sent back to China after being certified by the local China Embassy.

What should I do if I really want to surrender?

It is worth noting that when surrendering, only the provident fund can be returned to the individual in full, and the pension can only be returned to the individual.

1. Medical insurance cancelled

That is, take out the money in the medical insurance at one time. In addition to the original and photocopy of the American passport and the original and photocopy of the cancellation certificate, there must also be a certificate of termination of the contract issued by the original unit. If not, you have to take the basic medical insurance reduction personnel roster to the medical insurance center, and go through the relevant procedures with the original certificate to prove that you have terminated the contract with the original unit.

2. Print personal account payment details

Take the original and photocopy of the American passport, the original and photocopy of the cancellation certificate, the photocopy of the ID card, and the employee pension manual, and print out the details of personal account payment at the pension insurance center.

3. Issue special receipts for social security funds.

Go to the personnel department of the original unit, ask the person in charge of endowment insurance to open a special receipt for social security fund and affix the official seal of the unit, and then go to the endowment insurance center for review with all the materials.

Get the money

The endowment insurance center will transfer the money in your account to the original unit account at one time, and then you will go to the original unit to collect the money.

Account cancellation of provident fund

When closing the account, in addition to the provident fund card, you should also bring the original and photocopy of the US passport, the original and photocopy of the account cancellation certificate, the photocopy of the ID card or the photocopy of the China passport. After the final approval of the provident fund management center, they will cancel the account and take out all the provident fund in the account.