If you choose to invest in immigration through financial institutions, which feature do you value most?

The year of 20 10 can be described as a year of sudden changes in investment and immigration policies of various countries. Investment immigration projects in traditional immigrant countries such as Canada, Australia and Singapore have increased in price. Faced with such a large-scale policy mutation, what should the applicant of 20 1 1 China do? What options do applicants have for the current emergency of investment immigration? What can applicants do if the New Deal has not been implemented?

Australia has cancelled some immigrant categories and increased the net assets of quasi-immigrant families. Canada directly doubled the funding threshold for applying for investment immigration from 400,000 Canadian dollars to 800,000 Canadian dollars. Singapore has also raised the amount of investment immigrants from 65,438+065,438+0,654,38+0,654,38 to 2.5 million Singapore dollars, and Hong Kong has also raised the settlement threshold to 65.5 million Singapore dollars. The big moves of these four popular immigrant countries have caused quite a stir in this year's immigration market, and many people who tend to invest in immigration are even a little puzzled. Comparatively speaking, although there are still two years before the US EB-5 investment immigration threshold of 500,000 US dollars, the investment immigration projects in the United States are all commercial projects, which are very risky and very eye-catching. Therefore, according to the change of the new immigration policy, it is very important to reorganize the investment immigration plan for 20 1 1 year.

Australia: Three major changes accelerate the application.

Australian immigrants are mainly divided into business owners, senior managers, 165 investment and business geniuses.

Australia is the first country among popular immigrant countries to change its policy. The changes in Australia's new investment immigration policy are mainly reflected in the following three aspects: first, the category of 163B corporate executives has been cancelled; Second, the family net assets rose from A $250,000 to A $500,000; The third is to increase the proportion of applicants' shares. If the annual turnover of the company is 300,000-400,000 Australian dollars, it is required to own 5 1% of the shares; If the turnover exceeds 400,000 Australian dollars, the shares must reach 30%; If the company is a listed company, the applicant's shares must reach 10%.

Advantages of Australian investment immigrants

Australian investment immigrants do not have to give up their domestic business, nor do they have to live in Australia. The main applicants don't have to give up their domestic business or even go to Australia. After the spouse has lived in Australia for 65,438+0 years within two years, the whole family can get a green card.

Duration of residence of Australian investment immigrants

The applicant must have lived in Australia legally for 4 years. During these four years, at least one of them must live in Australia as a permanent resident; In the four years before applying for naturalization, the cumulative time of not living in Australia shall not exceed 12 months. In other words, you must have lived for three years in four years. At the same time, in the 4 years of 1 year, you must live in Australia for at least 9 months, that is, the cumulative time to leave Australia should not exceed 3 months.

Expert comments on Austrian immigration: At present, about 20%-25% of the existing applicants do not meet the requirements of the New Deal, which means that the number of applicants may be reduced by about 20%. Now the New Deal should be said to have worries and dangers. For more people who are not affected by the New Deal, the new adjustment may be a good thing, which will speed up the immigration application. But now we can only say that the international economic situation is picking up, and the requirements for Australian business immigrants may be higher in the future, so we should seize the opportunity. With the increase of immigration threshold in Australia, visa officers will handle immigration cases faster, and the processing speed of immigration cases is expected to be shortened from 1.5 years to 1.2 months. Secondly, the average visa success rate in Australia is expected to increase significantly, and it will become relatively easy to "turn to permanent residence".

America: the perspective of the same threshold project

American investment immigration: the fastest way to get a green card for a family of 500 thousand dollars to immigrate to the United States.

Generally speaking, American immigrants include: F-dependent families, such as parents, brothers and sisters, which are characterized by a long processing cycle and an application cycle of more than 65,438+00 years; Category D-such as adoption, asylum, etc. ; Class EB, including EB- 1 excellent class; EB-2 professional category; EB-3 technicians; EB-4 special immigrants; EB-5 investors. The main applicant for EB-5 investment immigration in the United States only needs to be at least 265,438+0 years old, and there is no restriction on academic qualifications, English proficiency and management experience. However, the applicant is required to reasonably explain the source of the $500,000 invested in the United States, which can be business operation, stock trading, lottery, gift or inheritance. After three months of immigration, the lawyer will help the applicant to lift the conditions. Whether the conditions can be lifted depends on whether the investor meets two requirements: whether the investment funds are still in operation; And whether it meets the post requirements of 10. After the application is passed, you can get a conditional green card for two years, usually before the green card expires.

Advantages of American investment immigrants

There is no "immigration supervisor" in the American green card. After getting the green card, the applicant's family can continue to live in China, or in any city in the United States. China's social welfare will not be affected, and it can also enjoy many benefits of American green card. Moreover, the United States will still maintain the investment threshold of $500,000 by 20 12, which is more advantageous when many popular immigrant countries raise the threshold one after another.

Immigration residence period

According to American immigration law, green card residents who apply for citizenship must live in the United States for at least two and a half years and at least six months each year five years before applying for naturalization. /kloc-if you leave the United States for more than six months per year, the remaining months will not be counted as two and a half years of residence. If you leave America for more than 1 year, the calculation of residence time will be interrupted.

Experts' comments on Austrian immigrants: For American investment immigrants, because the investment projects of 500,000 US dollars are all commercial projects, unlike Canada, there is no government guarantee, so project safety is the most important. This is reflected in whether the conditional green card can be lifted after 2 years; And whether you can get the principal back after five years. Therefore, friends who intend to invest and immigrate to the United States should pay attention to the selection of high-security projects, whether the local government is involved, whether the bank loan is smooth, and how to start the project. These are all worthy of key research and consideration.

Canada: The threshold is raised and the investment is guaranteed.

Canadian investment immigrants are mainly divided into Quebec investment immigrants and federal investment immigrants.

Immigration Canada announced on June 25th this year that the investment amount of federal investment immigrants has doubled from 400,000 Canadian dollars to 800,000 Canadian dollars, and the applicant's asset requirements have also doubled from 800,000 Canadian dollars to 6,543,800 Canadian dollars. In the announcement, the Immigration Department said that it had reached an understanding with Quebec on the requirement of increasing the investment amount and assets accordingly, but Quebec announced the freezing of the application more than three months later than the federal government.

Advantages of Canadian investment immigrants

Although the threshold has been raised, the advantages of Canadian investment immigrants have not changed, that is, the government guarantees that investment immigrants will return after 5 years; The other is that investors invest with bank loans designated by the Canadian government, which does not have the problem of capital security. The security of funds is guaranteed by the government. There are two ways: one is to invest in the immigration fund recognized by the Canadian government,

Duration of residence of Canadian investment immigrants

After the Maple Leaf Card is issued, you can retain your permanent resident status after living for two years (730 days) every five years, and you can apply for naturalization after living for three years (1 095 days) in the last four years. Becoming a Canadian citizen after naturalization is no longer subject to the residence restrictions of the immigration director.

Experts' comments on Austrian immigration: Applicants who meet the requirements of the New Deal for Investment Immigration may consider submitting their applications after the implementation of the New Deal. At present, the influx of a large number of applications in a short period of time will inevitably lead to a serious backlog of cases in Quebec Immigration Bureau, and at the same time, Immigration Bureau will tighten the audit standards, which will affect the application time and pass rate. Applicants should be psychologically prepared and adjust their mentality. Considering the success rate, application time and immigration cost, it is also a wise choice to choose other commercial immigration projects in Canada, such as Canada's nominated (commercial) immigration program.

Singapore: Immigration requirements are more stringent, and applications need to be made in advance.

Singapore investment immigrants rose to S $2.5 million.

As Australia and Canada have successively raised the threshold for business investment immigration, Singapore, a country where investment immigration is popular with immigrants, will have stricter requirements for applicants. According to the new standard issued by official website, Singapore Economic Development Bureau, the amount of investment immigrants in Singapore will increase from the original1110 to S $2.5 million. For immigrant applicants with entrepreneurial and commercial experience, the company's main turnover in the previous year changed from at least S $6.5438+million to at least S $30 million; The average amount of the company's main business in the last three years has changed from at least S $6.5438+million to at least S $30 million.

Advantages of Singapore's investment immigrants

Although the immigration threshold has been raised, due to the very low tax rate in Singapore, corporate income tax and personal income tax are very attractive to the rich, there is no inheritance tax, and citizens and green card holders are exempt from taxes on their income outside Singapore, which is what many businessmen value most. In addition, Singapore is a Chinese society, with no language barriers, no academic qualifications and residence requirements for applicants, and no residence requirements for immigrants.

Experts' comments on Austrian immigration: Although Singapore's immigration policy has undergone great changes, investors who intend to apply for investment immigration in Singapore but have not yet raised investment funds can rest assured that the Singapore Economic Development Board usually takes the policy standards at the time of receiving formal immigration applications as the standard. Therefore, there is still a period of time before the implementation of the New Deal, and applicants who are applying for Singapore immigration will not be affected. For investors who can complete the application this year, the investment is still based on S $6.5438+RMB 5,000. So once again remind friends who are interested in applying for investment immigration in Singapore, don't miss the opportunity and hurry to apply for immigration.

Hong Kong: Investment immigrants are flexible and attractive.

The Hong Kong Government announced on 2010/013 that the entry plan for capital investors is revised as follows from 201014 (effective date):

(1) Increase the investment threshold (and net assets or net capital requirements) for applying to come to Hong Kong according to the plan from 6.5 million yuan to 654.38+00 million yuan;

(2) Suspend the use of real estate as an allowable investment asset category under this plan.

In addition, from the effective date, an insurance company licensed under the Insurance Companies Ordinance to carry on the Class C business referred to in Schedule 1 Part 2 may act as a financial intermediary under the scheme.

A government spokesman said, "The purpose of the revised scheme is to ensure that the scheme keeps pace with the times and continues to bring the best overall benefits to Hong Kong. In the course of the review, the Government made reference to similar overseas projects, relevant economic indicators, and the views of the public and members of the Legislative Council.

Compared with similar overseas schemes, the revised scheme is still competitive. Investment thresholds (as well as net assets or net capital requirements) will be reviewed every three years. The arrangement of suspending the classification of real estate as an allowed investment asset category will also be reviewed at the next regular meeting, or considered in advance if necessary.

What are the conditions for investing in Hong Kong?

According to the entry plan for capital investors announced by the Hong Kong government, to apply for investment and immigration to Hong Kong, three basic conditions must be met:

1. Applicant 18 years old or above, with financial ability and no bad record before and after application;

2. The net assets in the two years before the application are not less than HK$ 6,543,800,000 (whereas the application submitted before 2065.438+00 654.38+00 654.38+04 only needs HK$ 6.5 million);

3. Even if you invest at least HK$ 6,543,800,000 in Hong Kong, you can only invest in financial assets (applications submitted before 201014 can also invest in real estate). This is the most important condition for investing in Hong Kong.

Number of investment immigrants in Hong Kong

Applicants need to invest at least HK$ 6,543,800+million (about RMB 8,500,000), and the investment funds have been used to invest HK$ 6,543,800+million in Hong Kong stocks, funds, bonds, insurance or certificates of deposit for seven consecutive years. Every time an investment project is changed, a report must be submitted to the Hong Kong Immigration Department, and the time limit for each investment project change shall not exceed seven days. The investment cost is equivalent to the price of two two-bedroom apartments in Beijing Third Ring Road.

Advantages of Hong Kong's Investment Immigration Project

The way Hong Kong invests in immigrants is the most special. The required investment expenses are completely controlled by the applicant, who can choose the investment field within the prescribed scope and continue to invest within the prescribed time to obtain Hong Kong status. Compared with other popular immigrant countries and regions, Hong Kong's investment immigrants have great flexibility in mastering funds. The funds are completely controlled by the applicant, who chooses the investment direction himself. The profit of the investment also belongs to the applicant, and the space for creating profits is also the largest. If you invest properly, the return space is very considerable.

Experts' comments on Austrian immigration: Applicants can master the investment projects independently within the scope stipulated by the Hong Kong Immigration Bureau, and the degree of risk depends on the investment projects selected by the applicants. Among them, investing in Hong Kong stocks is a financial investment project with high risk value and the most significant income. If you are not familiar with the operation of Hong Kong stocks, it is recommended to choose the top domestic investment and wealth management companies to invest for you within seven years of application, so as to obtain rich returns.