American students, buy a car for advice.

The United States is vast and sparsely populated, so many foreign students put the issue of buying a car on the agenda when they were still in China. However, when they really sit down and start to buy a car, the complicated process and complicated information often make students puzzled. The picture below shows the general process of buying a car in America. This paper will explain the strategy of buying a car in the United States for international students according to this process.

First, a new car or a used car?

Buying a new car or a used car is the first problem to be solved.

The biggest advantage of buying a new car is worry-free. Generally, there will be no problems at the initial stage of use. Even if something goes wrong, it is basically guaranteed by the manufacturer, and the follow-up maintenance cost is low. If it is well maintained, it can be sold at a good price whether it is replacing a new car or returning to China. The only thing to consider is depreciation. If you plan to return to China after graduation or change cars a few years later, you'd better choose a car with higher value.

Buying a used car is the mainstream for foreign students to buy a car because it is affordable. If carefully selected, used cars can meet the needs of life. Students are advised to choose a car within 6.5438+10,000 miles, because the used car has a high probability of failure, and because of the high labor cost, the cost of repairing the car in the United States is very expensive, and the money for repairing the car in case of a big problem is enough to buy a new car. Unlike most native Americans, foreign students have never been exposed to car culture since childhood, and most car failures can be solved by themselves. In addition, the insurance premium of used cars will be much higher than that of new cars, so you need to be extra careful when buying them, and the car purchase process is relatively cumbersome.

Second, what factors should be considered when choosing a car?

The difference in the main use areas and use scenarios of vehicles will cause great differences in vehicle selection. So the second step, according to your actual car demand, learn some basic knowledge of cars. Here are some hard screening conditions for students to choose a car.

Hard screening conditions mainly include the following points:

1.

Use area: mainly aimed at whether there is persistent heavy snow in winter. Generally speaking, in places where it snows for a long time in winter, it is inevitable to abandon the rear-wheel drive mode to avoid the embarrassment of not being able to climb home in snowy days all the year round. In such areas, from the practical point of view, four-wheel drive >: front drive > rear drive.

2.

Road conditions: If the main driving route is urban roads, you can choose Japanese small and medium-sized cars, which can not only meet daily needs, but also give people a relatively balanced experience in terms of riding experience, handling performance and average fuel consumption. If the road conditions in the area are slightly worse, students who need to "climb mountains and mountains" frequently are more suitable to choose Jeep.

Guide, Toyota RAV4 and other SUVs.

3. Usage scene: The main scene of car use on weekdays is also a major factor affecting car purchase. Students who go to school only by shopping instead of walking can choose the four gods of running the wind: Toyota has no pressure.

Camry, Honda Civic, Toyota Corolla, Honda

Accord, low maintenance cost, low fuel consumption and cheap accessories. Those who pursue high horsepower and maneuverability can choose Ford Mustang and Dodge.

Typical North American muscle cars such as Challenge can also choose entry-level sports cars such as Toyota 86, and the second-hand price of new cars is not high.

In short, before buying a car, you should find your own needs and list them in order of priority, so that it is convenient to choose the corresponding models.

Third, how to choose the model?

With the preparation and accumulation of the first two steps, you can start to formally enter the car selection link. In fact, through the choice of the first two links, there are not many models left on your shortlist. The next step is to further understand and finally select the final model list through the comparison of various parameters (because after all, you can find any model in the used car market, so you should keep two or three candidates in the end).

The most important thing in this link is data and various reports. Don't believe the so-called "rumors that have been circulating in the rivers and lakes for a long time." For example, it seems that everyone always thinks that the safety performance of Japanese cars is not as good as that of American and German cars, but in fact, if we look through the crash safety test reports of mainstream cars such as E-NCAP and NHTSA, we will find that Japanese cars have invested more and more in safety performance in recent years, and the comprehensive safety performance index is not worse than that of American and German cars, so it is not necessary to mention the five-star evaluation in various crash tests. So be sure to remember that facts and data shall prevail.

Then, all kinds of data in this detailed selection link can refer to consumers.

Reports website, this company does not accept the sponsorship of any manufacturer, and most of the evaluations can maintain a neutral attitude. Most of the models circulating in the market can find corresponding information, which is more convincing. Although it costs little, buying a car is a big expense and it will take several years. This money is still worth spending.

Fourth, buy a car in actual combat.

Buying a new car is relatively simple, just choose a good model and go to the 4S shop for repeated test drive. Generally speaking, after the new model of the same model is listed, the price of the old model will be reduced to some extent. Careful students can do more homework online before leaving for the 4S shop to find out the local price of this model, so that they can know fairly well when bargaining with dealers. In addition to paying attention to the driving experience of the vehicle during the test drive, it is also an important job to determine which additional products are needed to prevent the clerk from selling his brain and buying a bunch of things that are later found useless.

There are two common ways to buy used cars: buying personal cars and buying cars from car dealers.

Under normal circumstances, with the mentality of "doing nothing, not being dishonest", many foreign students have a preconceived distrust of buying a car from a car dealer and prefer to buy a car directly from an individual. But buying a car from an individual seller is really not a simple job.

First of all, on Craiglists.com, a website that most people who choose used cars go to, they carefully select and study one by one with the mentality of screening resumes for marriage, and find their own Mr.

Suitable candidate cars, and then from KBB, NADA and other websites, there is the estimated price range of the selected models, followed by various accidents, maintenance records and so on. % of the vehicles are searched by Carfax or Autocheck (try not to consider the vehicles with accidents). After mastering a lot of cards, you can start to fight with the seller.

One thing to note here is that the vehicle history on Carfax and Auto Check is not necessarily accurate.

Carfax obtains information about vehicle accidents and maintenance through insurance companies and dealers or repair shops. If the vehicle accident is not insured or the owner goes to a private repair shop instead of a regular dealership, it is absolutely impossible for Carfax and AutoCheck to obtain the accident and maintenance information of these vehicles. Vehicle insurance in the United States will examine the accident history of the owner and the vehicle. If there is an accident, the next premium will go up a lot. On the other hand, a car with an accident will greatly affect the sales price. Everyone knows to check Carfax or Auto when buying a used car.

Check's historical report shows that in order to sell used cars at high prices, many people will avoid going to dealerships and choose private repair shops. Therefore, when investigating used cars, the reports of Carfax and Autocheck can only be used as reference.

For many students, this long process is really full of fun, and they will have a great sense of accomplishment after getting the car. But in general, personal second-hand car trading is too deep and easy to be deceived, which is more suitable for middle and senior players who have a certain understanding of cars.

Generally speaking, buying a used car from a car dealer will cost1000-2,000 dollars more than buying a car directly from an individual, but the advantage is that it saves trouble, basically all procedures can be handled, and the risk is relatively small. Therefore, reliable car dealers are the best choice for novice players.

There are many strategies for bargaining or psychological warfare with cunning car dealers on the Internet, but they are actually personal skills. I won't go into details here, but I still want to remind everyone that the most important thing in choosing a car dealer is to look at the quality of service! Car dealers who are responsible for customers will save you a lot of trouble, including paying taxes, post-maintenance and so on. Buying the same car and looking for four or five car dealers will give you more choices.

Five, pay the car.

In the process of payment, it is not recommended to use cash, but to use checks as much as possible, because check transactions are well documented to prevent disputes. Full payment and loan have their own advantages, but if the budget is not enough and you want to buy a similar car, you can try to use a loan. In many loan projects about car purchase in the United States, some car dealers directly provide car loans with low interest rates, and some car dealers offer a series of promotional activities such as zero interest at the end of the year near the Black Five-Year Plan. Students who need to buy a car can pay more attention.

Insurance of intransitive verbs &; tax

The rest is the finishing touch. Be sure to pay attention: buy insurance before you go on the road (of course, many car dealers will ask for insurance before you hand in the car, but you can't jump if you want).

The American imperialists also have the so-called compulsory insurance, that is, the law stipulates that they must buy it. There are two main types:

1) bodily injury liability insurance (bodily insurance

As the name implies, when the insured hits someone and the other person is injured or killed, the insurance company will lose money, but if you are injured yourself, I'm sorry, you have to pay for it yourself.

2) Property loss liability insurance (property loss)

Liability). This means that when the insured causes the other party's property loss (crash), or causes other property losses (except the loss of the victim), the insurance company will compensate.

Besides these two kinds of insurance, others are collision insurance and emergency roadside insurance.

service

Insurance) and so on depends on your own situation to choose whether to buy. At the same time, it is necessary to shop around for insurance, and the premium difference between different insurance companies is often enough to eat several big meals. About paying taxes, the United States has to pay use tax after buying a car.

Tax), the tax rate is determined by your current address and the year you bought the car. Used cars will enjoy different tax reduction policies according to the year. When you go to the vehicle management office to apply for a license, you must pay taxes and fees, and you must have a professional title and a receipt for buying a car.

Of course, many car dealers now offer package prices, that is, package the car price, insurance and taxes into one price. You can just pick up the car and leave after paying the money. Lazy cancer patients can choose such a car dealer.

After the above-mentioned series of processes, students can begin to enjoy American car life. Through the above introduction, students should know a lot about the process of buying a car, but they may still have doubts about the performance of the car. In addition to constantly testing the car, they should also know something about the key components in the car. Interested students can search for some video comments on YouTube to find out which parts should be checked when buying a car. You'd better bring a friend who knows a lot about cars when buying a car. It is both labor-saving and reassuring.