What are the reasons for rejection in Fenqile’s risk control review?

1. The borrower has an overdue record: If the borrower's loan in Fenqile is overdue, he will be subject to risk control and will no longer be able to use Fenqile's credit limit. Secondly, Fenqile will also inquire about the loan from time to time. A person's credit report and the borrower's overdue records in other financial institutions will also affect the normal use of Fenqile.

2. The borrower is overage: Fenqile’s target group is young people, and the borrower’s age must be between 18 and 30 years old. If he is over 30 years old, the borrower’s age no longer meets Fenqile’s borrowing requirements. , unable to borrow again.

3. The borrower’s personal status is unstable: If the borrower frequently changes his delivery address or mobile phone number, he may be considered by Fenqile as having an unstable living status and worrying about his repayment ability, which may also lead to risk control. .