Will the bank flow be checked if it is too large? Entry of

Personal bank cards with more than 200,000 cards will be supervised. According to the national supervision system, cash deposits and withdrawals with a total amount of RMB transactions exceeding 200,000 yuan or foreign currency transactions equivalent to 1 1,000 US dollars on that day will be supervised.

In addition, major domestic banks will also monitor frequent large cash deposits. Strengthen the supervision of personal bank card account transactions, standardize inter-account transactions, prevent related criminal activities, and monitor personal bank cards. Large financial institutions should record, track and investigate large or suspicious transactions between accounts in real time and report them in time when necessary. Mainly to prevent criminals from transferring funds many times.

. Generally speaking, personal bank card traffic exceeding 200,000 will be monitored. Bank statement, commonly known as bank statement, refers to the list of business transactions between banks or other bank accounts in a certain period of time. Deposit or withdraw foreign currency of RMB 50,000 or more or the equivalent of USD 654,380,000 or more on the day of opening an account in an individual bank.

1. Personal bank accounts and other bank accounts transfer domestic funds of more than 500,000 yuan or equivalent foreign currency of more than 654.38+million dollars on the same day; Or foreign currency with overseas capital of more than 200,000 yuan or equivalent of more than 654.38+0,000 US dollars. In addition, frequent large deposits and withdrawals may also be monitored. Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it can be divided into personal traffic and public traffic. Bank running water is a kind of proof material to prove the income of individuals or companies. It is necessary to apply for a loan from the bank. Personal account flow refers to the details of deposit and withdrawal business between customers and banks with their own bank cards (debit cards) or passbooks in a certain period of time.

2. The running of enterprise account refers to the list of deposit and withdrawal business opened by bank customers and enterprise customers (opening enterprise basic deposit account) in enterprise bank accounts within a period of time. The main inputs of daily bank flow are: the input is credit, and the output is debit, mainly including card deposit, deposit, deposit, salary, renewal fee, online banking transfer, payment for goods, service fee, etc. Credit card statement: the transaction record of credit card account. The transaction statement given by the bank to the customer can only be used as a transaction record, not as a daily record of the bank. The main reasons why bank cards are restricted are: abnormal card status, such as degaussing cards, too many password errors, locking and so on. There is something wrong with the ATM. If you are not connected to the network, the transaction will also be restricted. If you hold an IC chip credit card, because UnionPay has turned off the downgrade transaction function, it will also be restricted if you still trade by swiping the card instead of inserting the card.

The daughter-in-law is a legal person. Honey, has the bank been investigated?

"Banks that run too much water will be investigated.

According to anti-xq

According to the law, when the amount of bank transactions of individual users is too large, they will be investigated and dealt with by the relevant departments. In fact, as long as the user's source of funds is formal, after investigation, the user can use the money in the card normally. During the investigation, the funds in the card will be frozen.

In addition, if the bank flow of personal accounts exceeds 50,000, it may be monitored by banks and investigated by relevant departments.

Will personal bank accounts with daily running accounts exceeding 654.38 million be checked?

I will.

According to Article 5 of the Measures for the Administration of Reporting Large-value Transactions and Suspicious Transactions of Financial Institutions, financial institutions shall report the following large-value transactions: the single or cumulative transaction amount exceeds RMB 50,000 (including RMB 50,000) and the equivalent foreign currency exceeds US$ 654.38+0,000 (including US$ 654.38+0,000).

The bank account and other bank accounts of non-natural person customers have a single or cumulative transaction amount of more than RMB 2 million (including RMB 2 million) and a foreign currency equivalent of more than US$ 200,000 (including US$ 200,000). Domestic fund transfer with a single or cumulative transaction amount of more than 500,000 yuan (including 500,000 yuan) and foreign currency equivalent of more than 654.38+million dollars (including 654.38+million dollars) on the day when bank accounts and other bank accounts of natural person customers occur.

Cross-border transfer of funds with a single or cumulative transaction amount exceeding RMB 200,000 (including RMB 200,000) and foreign currency equivalent exceeding US$ 6,543.8+0,000 (including US$ 6,543.8+0,000) on the day when the bank account of a natural person customer and other bank accounts occurred. The cumulative transaction amount is calculated and reported unilaterally according to the income or expenditure of funds with the customer as the unit. Unless otherwise stipulated by the People's Bank of China.

Extended data:

The relevant requirements for large-value transactions stipulate that:

1. Financial institutions shall, in accordance with these Measures, formulate internal management systems and operational procedures for reporting large transactions and suspicious transactions, make unified requirements for reporting large transactions and suspicious transactions of their own institutions, and supervise and manage the implementation of reporting systems for large transactions and suspicious transactions of their branches and subsidiaries.

2. Financial institutions and their staff shall keep confidential the customer identity data and transaction information obtained by performing the obligation of reporting large-value transactions and suspicious transactions according to law, and shall not provide them to any unit or individual in violation of regulations.