Can medical insurance money be withdrawn?

Medical insurance money generally cannot be withdrawn.

Medical insurance funds are earmarked and are usually used to pay the medical expenses of the insured, including outpatient, hospitalization, drug expenses, etc. Therefore, under normal circumstances, the funds in the personal account of medical insurance cannot be withdrawn at will. There are also some special circumstances, such as the death of the insured person, immigration and settlement, reaching the legal retirement age but insufficient medical insurance payments, etc. At this time, you can apply to withdraw funds from the personal medical insurance account. However, the specific extraction conditions and procedures need to be determined according to local medical insurance policies and regulations.

The medical insurance withdrawal process is as follows:

Before withdrawing medical insurance, you must first understand the local medical insurance policy and withdrawal conditions.

Prepare relevant application materials. These materials usually include proof of identity, medical expense invoices, medical insurance cards, etc.

After preparing the relevant materials, you can choose to submit the application online or offline in accordance with the requirements of the local medical insurance bureau.

After submitting the application, the Medical Insurance Bureau will review the application materials.

After passing the review, the applicant can receive the withdrawal amount according to the specified time and place.

To sum up, medical insurance money generally cannot be withdrawn at will, but under certain conditions, you can apply to withdraw funds from your personal account.

Legal basis:

"Social Insurance Law of the People's Republic of China"

Article 28

Comply with basic medical care The insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses shall be paid from the basic medical insurance fund in accordance with national regulations.