What should new immigrants do after they arrive in the United States?

The United States is a developed country, and many people want to immigrate to the United States. So what should I do first after immigrating to the United States? I'm here to sort out what new immigrants in the United States need to do after landing, hoping to help you.

I. Opening a bank account and handling a card.

Bank accounts in America are divided into checking accounts and savings accounts. The so-called checking account is to withdraw money from the account without using the savings account.

At present, many banks have minimum deposit requirements for opening accounts. If the monthly deposit does not meet the minimum deposit requirements, a certain account management fee will be charged. It is recommended to know clearly when opening an account to avoid being deducted.

Bank cards are divided into debit cards that cannot be overdrawn and credit cards that can be overdrawn. I suggest that everyone must get a credit card and accumulate credit records, because in the credit society of the United States, renting a house, looking for a job, getting a loan and buying insurance all depend on credit records.

Second, renting a house.

There are many options for renting a house in America, from single-family villas to subletting rooms. Most people will choose to rent an apartment. In China, it is a suite with N rooms and one living room. Apartments are managed by real estate companies, forming a relatively independent community, some of which have swimming pools and garages.

So where can I find the listing information? The easiest way is to invite acquaintances or go on a field trip yourself. When you see the community you are interested in, you can go directly to the rental office or ask the manager. Generally, those who have vacant rooms for rent will advertise outside the community and indicate the consultation telephone number.

To rent an apartment in the United States, you need to submit an application, provide the landlord with social security number, driver's license number and proof of work income, and also pay an application fee of about 30 dollars per household, so that the landlord can conduct a credit investigation on the tenant.

Third, take a driver's license test.

If you already have a valid driver's license issued by China, you can drive in California without a California driver's license. Your China driver's license must be original, not a copy. In addition to the driver's license, you need to bring your passport to check, and you need to buy vehicle insurance when driving. The law does not explicitly require that the driver's license must be translated or notarized in English, but it is recommended that you keep the English translation.

You can only legally drive in California for 30 days with a China driver's license. After 30 days, you need to apply for a California driver's license from the California Vehicle Administration. With a China driver's license, you only need to take a road test; You don't have a driver's license in China, and you don't have a driver's license in other states of the United States. You need to go to a driving school, apply for a permit, and find a driver to practice with you for a while before you can take the road test.

After you pass the relevant exams, you will be issued a temporary driver's license valid for 90 days until you receive a new driver's license with photos by email.

Five, buy a car

The United States is known as a "country on wheels", with a vast territory and a sparsely populated area and underdeveloped public transportation. It's really hard to move without a car. You should consider buying a car first when you arrive in America. Of course, it's best to buy a new car if you can, and the quality is more secure. If the economy is temporarily tense, you can choose a used car with high cost performance. American cars are generally bought and sold through car dealers.

The only thing that can really bargain with dealers is the price of bare cars. The freight is set by the manufacturer, even the dealer himself pays this price. When buying a new car, you can also sell the unwanted old car to the dealer. This is called "trade-in".

6. Remittances between China and the United States

Remittance from the United States to China

Ordinary telegraphic transfer and Western Union remittance are common ways. Ordinary wire transfers can usually be received at local banks in the United States within 24 hours. After the account is received, it is foreign exchange, and the payee can withdraw RMB or US dollars. In addition, you can also send a personal check back to China, which is the most economical way, but it takes a long time. In addition, you can also directly deposit money into your domestic China bank account through the Bank of China in the United States.

Remittance from China to the United States

Ordinary wire transfer is the most common way of remittance, and you need to open an account in the United States. The advantages of telegraphic transfer are: there are many places to choose from for remittance; There is no limit to the remittance amount. The maximum remittance in cash at the counter is $654.38+RMB 00,000. Personal remittance needs to pay 1‰ of the remittance amount, with a minimum of 20 RMB and a maximum of 500 yuan RMB for each remittance. At the same time, an extra cable fee of 120 yuan will be charged. Ordinary remittance usually takes 2 days to reach the other party's account. If you want to receive the money immediately, you can choose Western Union or Qianke, but the disadvantage is that the handling fee is high.

Seven, buy medical insurance

The high medical expenses in the United States attract worldwide attention, and the average person's monthly salary may only be enough to pay for one day's hospitalization. China's friend has just arrived in the United States and is a stranger. If he goes to the hospital sick, the medical expenses can really scare you. So when you come to America, you must buy medical insurance as soon as possible, just in case.

People who apply for medical insurance will get a medical insurance card, and the hospital will settle accounts with relevant insurance companies according to this card and number. When the insured seeks treatment due to illness or injury, he must inform the insurance company as soon as possible and claim insurance money.

According to federal law (EMTALA), general American hospitals cannot refuse to treat emergency patients and pregnant women who are about to give birth, nor can they charge in advance. However, the bill charges after this incident are outrageous. However, the high medical expenses in the United States are caused by many factors. Some people don't give money after seeing a doctor, and finally the cost is passed on to other patients.

Eight, apply for social security number

? Social security number is a nine-digit number on the social security card, which is called "social security number" in English, or SSN for short. There are three types of social security cards:

The first one has only the name and number on it. This card is only issued to American citizens and permanent residents (green card holders). Holders of this social security card are not restricted from working in the United States;

In addition to the name and number printed on the second card, the words "only DHS authorization is valid" are printed on it. These words mean "only work permits issued by the Department of Homeland Security are allowed to work". This card is issued to foreigners who hold a work permit of the US Department of Homeland Security and can work temporarily in the United States.

The third card is printed with your name and number, and the words "Invalid employment". This card is issued to foreigners who have legal status in the United States but cannot work legally in the United States.

American social security number is the basis of personal credit record. Through this number, investigators can see everyone's income, tax payment, bank account opening, stock trading, loan, car purchase, job change, home address change, crime and so on. The record content of social security number will directly affect the success or failure of personal application for credit card, mobile phone number and application work. Credit cards are so important, you must keep them safe and don't give them to others casually. Let's talk about how to apply for a social security number first.