American immigrant visas must prove that they can afford medical insurance. Why is medical insurance important in America?

The United States is the country with the most expensive medical expenses in the world. Fees for general outpatient and emergency services range from several hundred yuan to several thousand yuan. If surgery is needed, the cost can reach tens of thousands to hundreds of thousands of yuan. If you live in the United States without medical insurance, you may be burdened with huge debts at any time due to medical expenses. Not only that, the medical insurance problem in the United States has not been completely improved. American immigrant visas need to prove that they can afford medical insurance. In fact, it is for the sake of American immigrants.

Most of the medical institutions here are private, and most Americans buy private medical insurance through commercial insurance companies. Medical expenses in the United States are very expensive, far higher than those in other developed countries. In the United States, it costs an average of $200 to see a general clinic. It takes at least several hundred to several thousand yuan to go to the hospital for emergency treatment. The hospitalization expenses can reach 1000 to $5,000 per day. The medical expenses of a serious illness or serious trauma accident can easily reach hundreds of thousands of dollars or more. In the United States, patients with medical insurance generally only need to pay their own expenses, and the rest are directly settled by hospitals and doctors to insurance companies. Patients without insurance must pay all medical expenses, even in emergency.

At present, the medical insurance system in the United States only provides free or low-cost medical services for soldiers, the elderly and the poor. Employers buy medical insurance for people who have jobs, and a few people buy medical insurance out of their own pockets, but there are still tens of millions of Americans without medical insurance.

In other words, without medical insurance, seeing a doctor in the United States will make you bankrupt one after another, which is why American immigrant visas need to prove that they can afford medical insurance.