Inject "financial blood" into precise poverty alleviation

Puzi Village is a poverty-stricken village in Hainan Province during the 13th Five-Year Plan. In order to help villagers get rich as soon as possible, Huaxia Bank Haikou Branch ran projects and funds, and created a poverty alleviation model of "bank+company+cooperative+poor households+rural tourism". At present, the Rice Research Institute of Chinese Academy of Tropical Agricultural Sciences has leased 600 mu of paddy fields in Puzi Village to build a characteristic rice planting base, which not only increases farmers' land rental income, but also creates employment opportunities for poor households and helps the whole village get rid of poverty.

In recent years, Huaxia Bank has given full play to the radiation advantages of 42 first-tier branches, 64 second-tier branches and the total number of outlets in China 1000, and has further promoted diversified poverty alleviation work such as financial precision poverty alleviation, industrial poverty alleviation, education poverty alleviation, donation of materials and public welfare plans in many places across the country. In the first half of this year, Huaxia Bank provided a total of 2.9 billion yuan of precision poverty alleviation funds, supported 43 industrial poverty alleviation projects and organized employees to donate more than 2.4 million yuan.

Tailor-made financial products for poor areas

Huaxia Bank gives full play to the guiding role of credit policy, increases financial support for farmland water conservancy, characteristic agriculture and agricultural and sideline products processing industry in designated poverty-stricken areas, and comprehensively uses financial products such as corporate credit and personal credit to meet the financial needs of poor industries.

In order to improve the "accuracy" of financial poverty alleviation, Huaxia Bank tailored suitable products and services according to the different characteristics of poverty-stricken areas, effectively increasing the diversity of financial products and services for poverty alleviation. Huaxia Bank Changzhou Branch has developed a series of financial services featuring agriculture, countryside and farmers, such as "Huanong Loan", "Batch Development of Farmers' Cooperatives" and "Photovoltaic Loan", which greatly reduced the credit access threshold for farmers. At present, the business has been extended to 19 agricultural platforms, and 237 farmers have been financed under the platform, with a balance of nearly 40 million yuan; Nanning branch acts as a "sweet loan" for sugarcane farmers, and embeds the service chain between sugar enterprises and sugarcane farmers in the form of platform finance, forming a "sugar factory+sugarcane farmers" model, providing loans for sugarcane farmers to pay land rent, agricultural products and other expenses, and sugar enterprises providing joint and several liability guarantees, reducing the pressure on enterprises to advance funds and sugarcane farmers' funds; Hohhot Branch provided 9.6 million yuan of small and micro enterprise loans to 14 households, relying on small-tailed sheep and other regional characteristic industries. Hefei Branch cooperated with Anhui Agricultural Guarantee Company to carry out the business of "helping agricultural loans" and explore the poverty alleviation work of agricultural industry under the new "agricultural burden" model.

Huaxia Bank strives to improve its financial service ability for residents in poverty-stricken areas, acquire equipment and increase service channels. Huaxia Bank Nanning Branch combined with the idea of "internet plus" to strengthen the application and promotion of "platform finance" business and micro-finance mobile APP version 2.0, so as to make more efficient and convenient fund settlement services and financing channel development cover a wider area and support agricultural business model innovation; Kunming Branch presented a precision money counter to Nancun Mule Breeding Cooperative in Madeng Town, Jianchuan County, Dali Prefecture, Yunnan Province, for daily identification of counterfeit money.

Be a good guide for the poor.

The "first secretary" is a powerful starting point for poverty alleviation. Huaxia Bank pays attention to the vanguard and exemplary role of party member cadres, and makes the "first secretary" a leader in promoting precise poverty alleviation. Huaxia Bank Beijing Branch undertakes designated poverty alleviation tasks in Lingoutun Village, Tongzhou District, and Xinwangzhuang Village, Miyun District, Beijing. This year, 302,000 yuan and 253,000 yuan were provided respectively. Since 20 15, Beijing Branch has continuously arranged outstanding cadres to be the "first secretary" of Lingoutun Village, and has gone deep into the village to understand the village situation, and made efforts to solve the villagers' practical difficulties by supporting projects such as improving the quality of drinking water, subsidizing solar energy for environmental protection, helping low-income people and college students, and carrying out caring activities in party member.

In order to implement Beijing's counterpart support for Hotan, Xinjiang, Huaxia Bank instructed Urumqi Branch to set up a leading group for precision poverty alleviation and formulated an implementation plan of "laying the foundation in one year and achieving results in three years". Urumqi Branch has successively carried out fixed-point poverty alleviation in Arele Village, Xiaoerbage Village and Gazong Village, Yiriqi Township, Akali Township, Hotan City, Xinjiang. This year, more than 3 million yuan has been invested in project donations and project assistance funds for three villages. At the same time, members of the branch team were sent to lead the team and went deep into poor villages as the "first secretary" to eat, live, study and work with local villagers.

Guided by "Party Building+Education for Poverty Alleviation", Huaxia Bank signed a precision poverty alleviation agreement with dege county, Ganzi Prefecture, Sichuan Province, and cooperated with dege county Education and Sports Bureau to organize and fully fund the training and learning activities of nearly 100 rural teachers in dege county by arranging "going out" training for rural teachers and hiring senior teachers to teach. The activity of sending preschool teachers to rural areas has benefited 65,438+08 educators in six remote towns such as Manigango.

"Huaxia Bank will earnestly fulfill its social responsibilities, strengthen the responsibility of state-owned enterprises, give full play to its network advantages, innovate comprehensive financial products and services, and continue to struggle on the road of precise poverty alleviation." Li Minji, Party Secretary and Chairman of Huaxia Bank, said.

(Article source: People's Daily Online)