How many benefits can I enjoy when I get a Canadian green card?

As we all know, Canada is a world-famous welfare country, whose welfare covers from birth to death. So what benefits can green card holders and local citizens enjoy? A short message to inform!

social welfare

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Social welfare is one of the specific welfare in Canada. Generally speaking, it can also be called long-term unemployment relief, and some provinces also call it social assistance, which is called by different provinces.

This is the cornerstone of the Canadian welfare system. It is used to ensure that every Canadian can maintain a basic standard of living, that is, food, clothing, housing and transportation, so as to pay for food, shelter and living, and there is no income. And the bank deposit is below 1 000 yuan, and everyone can apply for this money. Singles can get 500 to 700 Canadian dollars a month, and a family of three can get 1.65438. Of course, the specific regulations and subsidies will vary from region to region.

Many people in China instinctively think that this is a policy of nurturing lazy people. We don't need to discuss whether social relief is the normal function of society. We just need to point out that it is actually very difficult to apply for this benefit. Such applications are generally aimed at refugees, single mothers and vulnerable groups without any income. The audit is very strict, and the sponsored immigrants are basically not approved. There are no special reasons, such as single mothers who can't go out to work because their children are small.

Generally, you need to register with the social worker in the community to explain the situation. Social workers in the community will make an appointment with the relevant government departments, and then the applicant will talk to the government staff with the application form, identity documents, bank statements and social workers' opinions. Government staff will give an answer after verifying their identity and financial situation.

Employment insurance

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Employment insurance (commonly known as EI) is a temporary financial assistance provided by the Canadian government to Canadian citizens or permanent residents after they lose their jobs, so as to help them find jobs or get job training as soon as possible.

If a Canadian resident (green card or citizen) has been working continuously for half a year, but can't continue working because of unemployment, illness, giving birth to a child or adopting a child, then this temporary income can be obtained through the national employment insurance plan.

If you lose your job, you can get the money. The amount of money is calculated according to 55% of your past salary, but generally it can't exceed 50 1 Canadian dollar a week. According to the current exchange rate, it means that the weekly unemployment benefit cannot exceed 2600 RMB. In other words, you can apply for unemployment benefits of 10000 yuan at most every month.

I can only say envy, jealousy and hate! ! !

Unemployment insurance in Canada is generally divided into five categories: general unemployment insurance, pregnancy insurance, parental insurance, sickness insurance, escort insurance, fisherman insurance and other special insurance.

1. Regular welfare: for unemployed people who are not caused by their own fault. Such as job shortage, seasonal work or unemployment caused by mass layoffs. These people should be available and able to work at all times.

2. Maternity, Parental and Sickness Allowance: It targets pregnant women, people who have recently become parents or adopted children, and people who need to take care of newborns; Sickness insurance: paid to those who are unable to work due to illness, injury or isolation.

3. Compassionate nursing benefits: This is for those who want to leave their jobs temporarily to take care of their dying family members.

4. Fishing benefits: If you are a self-employed person engaged in fishing, you have the opportunity to apply for fishing benefits.

5. Other details: If you are a teacher, working outside Canada, self-employed, self-employed, etc. You can apply for this insurance under certain conditions.

To apply for subsidies, you must go to the Canadian government employment center and apply for a social insurance card (SIN card) there. The length of unemployment insurance depends on the unemployment rate in the area and the working hours in the past 52 weeks. The longer the working hours, the longer the time to receive unemployment benefits, the shortest is 14 weeks and the longest is 45 weeks. During this epidemic, many Canadians received unemployment benefits.

To sum up, whether it is unemployment caused by dismissal, pregnancy, family care, unemployment in special industries, etc., there is no need to worry about lack of money. The government will subsidize you.

COVID-19 swept the world this time. On March 25th, Canadian Prime Minister Trudeau announced that Canada would provide 654.38+007 billion Canadian dollars to help Canadians in the epidemic. Anyone who has lost his job in the epidemic, or who has not lost his job but lost his income, can apply to the government for emergency relief of 2000 Canadian dollars per month. As long as the epidemic is not over, he will always receive this aid, that is to say, he will receive an extra 10000 RMB every month.

Additional aid benefits in each province

Residents obtain funds through various channels.

In addition to the federal government, provincial and regional governments in Canada are also providing additional assistance measures. In Quebec, for example, people who can't work due to coronavirus pneumonia-19 and don't meet the requirements of federal assistance can apply for the temporary worker assistance program in the province, and they can get 573 Canadian dollars per week, which is close to 12000 RMB per month.

Health welfare health care plan

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In our country, because of the shortage of medical resources and the high cost of medical treatment, there will be cases where there is no money to treat the disease and we can only wait for death. This situation makes people feel helpless and uncomfortable, which is absolutely impossible in Canada.

The government allocates about 4.8 billion Canadian dollars each year for health care benefits, which are shared equally by every Canadian. All provinces provide low-cost and high-quality health care programs. Except for dentistry and ophthalmology, patients don't have to pay all the consultation fees, laboratory fees, hospitalization fees and surgery fees, but only prescription drugs.

If your family doctor thinks you need hospitalization or even surgery, regardless of the size of the surgery, all the expenses will be borne by the medical insurance plan. During hospitalization, patients don't have to pay any fees for food and medicine. Most prescription drugs for people over 65 and those receiving social assistance are also free.

It costs nothing to have a baby. Medical treatment, surgery and hospitalization are free, and the hospital will also distribute milk powder.

Objectively speaking, Canada's medical efficiency is really low for minor diseases such as colds and coughs, but for serious diseases, especially acute diseases, you won't have any worries, and you don't have to worry about how much it will cost, and whether your family can afford it, because no one will ask you for money.

Vacation opportunities for paid vacations.

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The Canadian government stipulates that full-time employees can get two weeks (ten working days) paid vacation every year after working for one year; After working for five years in a row, you can get three weeks' paid vacation every year. Holidays cannot be replaced by wages. Employees must not be dismissed because of pregnancy.

In contrast, in China, we Canadians have worked for 65,438+00 years before we get a year's holiday. Even a lot of times, we can't even take this 10 day annual leave. Canada wants to take a vacation by itself, and no one can stop it.

Pension system

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If you have lived in Canada for ten years, please see clearly that you have lived in Canada for ten years, not worked for ten years. Canadian citizens and legal residents who have reached the age of 65 can enjoy pensions, regardless of assets or income.

OAS pension payment has nothing to do with whether the recipient has a job, that is to say, immigrants can get a Canadian pension as long as they have lived for 10 years or more after getting a green card, even if they have never worked, which does not conflict with domestic pensions. But the amount that everyone can enjoy depends on the number of years of living in Canada after reaching the age of 18.

Every year, the government adjusts the old age allowance according to the consumer price index (CPI) to reflect the increase in the cost of living. The amount of OAS you can receive is related to your annual income. After the annual income exceeds $70,954, the amount of old-age security will be reduced.

In addition, if you are 18 years old and have lived in Canada for 20 years, you can still get OAS even if you live abroad. Calculate your age and you will know how much OAS you can receive.

Pension plan

Canada's retirement plan is implemented in all provinces except Quebec. The Canadian retirement plan is a public insurance plan. Canadian residents who deduct a certain amount of pension contributions from their monthly income can get subsidies through this scheme after retirement or long-term physical disability.

Pensions must be taxed, and applicants can get pensions anywhere in the world. Quebec has its own plan, called Quebec retirement plan.

Milk gold children's tax concessions

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This is the government's childcare subsidy for children. In Canada, every child can receive this subsidy every month from birth to 18 years old. The exact amount depends on his parents' income in Canada last year, ranging from tens to hundreds of Canadian dollars per month. How many children are really born? Low-income families can receive three or four thousand Canadian dollars a month, equivalent to 20 thousand people!

In Quebec, one child can get 540 Canadian dollars a month, and two children can get about 800. In other words, if two children have two children, they can get a monthly subsidy of more than 4,000 RMB, which includes both Quebec and the federal government. However, milk quantity is related to income and cannot be generalized.

Of course, families whose annual income exceeds 6.5438+0.9 million Canadian dollars will not get this treatment. The purpose of setting up this subsidy is to help low-income families and encourage everyone to have more children.

In China, you have to have money to have more children, and you have to pay a fine to the Family Planning Commission. Even now, the fertility rate in China is unacceptably low. If you dare to have three children, the Family Planning Commission, which never provides prenatal and postnatal care, will still punish you.

Milk money is rising every year. This year, because of COVID-19, the government announced that each child can get another 300 Canadian dollars for milk every month.

Child care allowance

In Canada, preschool education is self-funded. A child's monthly child care fee is 600-800 Canadian dollars, so many low-income families can't afford to send their children to early education, so the government specially allocates funds to set up child care subsidies. According to the specific situation of the applicant, the government sometimes subsidizes half and sometimes fully.

Note: This money is paid directly to the kindergarten where the children attend. There is a queue to apply for this money, so you should register as soon as possible. Some people say that neither of us has a job and should be given priority. No! On the contrary, the government thinks that since you can stay at home, it should be no problem to educate your children by yourself. They give priority to families where both husband and wife are working or studying and have little income.

Government housing

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In order to ensure that everyone has housing and low-income people can get housing, the Canadian government allocates funds to build a large number of government houses every year, which are managed by specialized companies entrusted by the government and rented at extremely low prices, and are often beautiful buildings.

Who can apply? In principle, anyone can, but its special charging method automatically excludes the rich. The basic charging principle is to pay rent according to a certain proportion of income, generally 25% to 30% of monthly income. If your monthly income is only 1000 yuan, you can live in a large apartment with two bedrooms, one living room and three bedrooms, one living room only by paying the house price in 250 yuan. But if your monthly salary is 10000 yuan, you have to pay 3000 yuan rent. Of course, it is not cost-effective. With this money, it is more than enough to buy a house.

Income security allowance

Literally, if you have no or little income, you can apply for monthly income security allowance. The definition of income includes pension, living expenses, wages, unemployment insurance, labor remuneration or welfare from other countries.

The less income, the more income security allowance. If you are married, your spouse's income will be taken into account when calculating the number of GIS you deserve. GIS must be reapplied every year.

spouse's benefit

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The Canadian government will not forget low-income spouses, and yes, they can also get allowances.

This allowance requires that the spouse is 60-64 years old, is a Canadian citizen or legal resident, and has lived in Canada for at least 65,438+00 years after reaching the age of 65,438+08. If you meet the following conditions, you can get it for the purpose of subsidizing those couples who only live on the old-age security pension:

1, aged between 60 and 65, and the spouse is a person receiving old-age security.

2, the total income does not exceed the prescribed amount.

3. Have lived in Canada for at least 10 years after 18 years old.

You must reapply once a year. This allowance can be paid until you remarry or reach the age of 65, even if your spouse dies.

Pregnancy and childcare allowance

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If you are pregnant, have a baby, have just adopted a baby or have to take care of a newborn baby and can't work, you are eligible for pregnancy and childcare allowance. The pregnancy allowance is only paid to the biological mother, and the longest period is 15 weeks, during the period before and after the birth of the child. Parenting allowance is paid to the child's biological parents or adoptive parents at most 10 week. Biological mothers can apply for pregnancy and childcare allowance at the same time.

Pregnant mothers can start receiving pregnancy allowance at least eight weeks before delivery, and applicants must wait two weeks before they can start receiving the allowance. Therefore, pregnant mothers can take maternity leave as early as 10 weeks before the expected date of delivery, and then immediately apply to the Canadian Human Resources Employment Insurance Office for pregnancy allowance.

Pregnancy allowance can be paid up to 15 weeks, but it will stop after the baby is born 17 weeks. If the baby needs hospitalization due to health problems, the period of 17 weeks can be extended until the baby is discharged from the hospital for home care, but it cannot exceed 52 weeks after the baby is born. In any case, the maximum pregnancy allowance can only be 15 weeks.

A baby's biological parents or adoptive parents can receive a childcare allowance of up to 10 weeks, enabling them to stay at home and take care of their newborn baby or adopted child. If the child has health problems and needs special care, the childcare allowance can be increased to 15 weeks. This allowance can be collected by one mother or father or shared by both parents. Parenting allowance can be collected as early as the baby's birthday or the day after the adopted child returns home, and the allowance for these ten weeks shall not exceed 52 weeks after their birth or return home.

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These are just a few benefits in Canada, and there are many other benefits that cannot be finished at once. How do you feel after reading them? For people in our country, the biggest headache is:

See a doctor-local medical care is free, so don't worry about medical expenses.

Raising children-various subsidies have come since pregnancy, and the government will help you raise children. By the age of 18, the more children, the more subsidies, and the public education from primary school to high school is free.

Work-work for one year 1 day with paid annual leave, unemployed people enjoy unemployment benefits, and those who can't afford housing enjoy government housing.

Pension-as long as you have lived in Canada for 10 years, you can get a pension at the age of 65, and you don't need to work or need it.

And all these benefits can be enjoyed not only by Chinese citizens, but also by getting a Canadian green card. How can I get a Canadian green card? As long as you study abroad and study full-time for 2 years, you can get an open work visa for 3 years after graduation, and you can apply for a green card if your work meets the requirements of each province. It is really the lowest threshold and the most cost-effective among all immigration projects in Canada!

If you also consider studying abroad to learn a skill!

If you consider getting a Canadian green card in the future!

Then please contact us as soon as possible!

September is the application season, and applications for next September have been opened. Now affected by the epidemic, the period of applying for CAQ and student visa has been extended, and next September is the best time to enter school smoothly!