Living expenses after immigrating to Canada

Article 1 Living expenses after emigrating to Canada

1, renting a house Generally speaking, all immigrants now have children, and it is very likely that they will have another one, with an average family size of more than four. There are usually two options for renting a house, a two-bedroom or three-or four-bedroom city house (also called a townhouse in China). If you live in rented Toronto, the average monthly rent should be 2300 Canadian dollars/month for one bedroom and 2990 Canadian dollars/month for two bedrooms. For the same two-bedroom apartment, the average rent in Montreal is 1.700 Canadian dollars/month, while in Regina and Saskatoon, it is 1.222 Canadian dollars/month and 1.448 Canadian dollars/month respectively.

Step 2 buy a house

Most immigrants buy houses directly. In addition to very strong strength, most buyers usually choose mortgage loans. For new immigrants, banks usually accept 3-3.5% down payment and 6.5-70% loan. Now the loan interest rate is quite low, and the non-fixed interest rate can even reach 2.25%. In addition to rent or mortgage loans, daily housing expenditure will inevitably generate housing-related expenses such as water, electricity and so on.

3. Water fee

The payment of water charges in Canada is different from that in China. Except for a few independent houses that choose to pay according to the actual usage of water meters, most other houses are collected by the municipal government once a year. Take a 160 square meter urban house as an example, the annual water fee is about 720 Canadian dollars, and the monthly water fee is about 60 Canadian dollars. Generally speaking, the expenditure on water charges should be significantly higher than that in China. It is worth mentioning that tap water in Canada basically meets the drinking water standard.

4. Electricity bill

The electricity fee is paid once every two months, which is completely subject to the electricity meter, unlike the water fee. Within 1398 degrees, each kilowatt-hour is about 6 cents Canadian dollars, and the excess part is about 8 cents Canadian dollars, which is obviously lower than that in Canada. But whether it is used or not, there will be a fixed cost of electricity, which is about 12 Canadian dollars, which is a bit like a monthly fee, which is about 6 yuan every month.

5. Natural gas fee

Most houses in Vancouver use natural gas for cooking, heating and providing hot water, and the cost is paid once a month. There is a big difference between winter and summer, so we can only provide the approximate cost for your reference. Take a 300 square meter detached house with floor heating as an example. The monthly natural gas bill is about 200 yuan Canadian dollars in winter and only about 40 yuan in summer. Natural gas, like electricity, has a monthly rental fee of around 12 yuan.

6. Property management fee

In Canada, only apartments, urban houses and other units that enjoy property management need to pay, and independent houses do not need to bear. Fees range from 100-200 yuan Canadian dollars per month.

7. Transportation

Canada's subway coverage is very limited, and the bus frequency interval is long, so it is difficult to rely on buses to complete all the transportation needed for work and life. Private car is a necessity, and the main cost of car maintenance after buying a car is auto insurance. If the driver's license is a novice and there is no general report form of driving school, it will be more expensive. If you want an affordable price, you must make more inquiries, buy a car with high safety and use snow tires in winter. Try to buy auto insurance and home insurance in the same store, so that you can get better discounts.

8. Food expenditure

Food is mainly provided by supermarkets. Canada's unit of food measurement is pounds, about 450 grams; The price of vegetables ranges from 0.69 to 3.99 Canadian dollars/pound, while the price of fruits is slightly higher than that of vegetables, and the prices of various fruits are also very close. The price of meat and seafood is much cheaper.

9. Expenditure on daily necessities

There are many miscellaneous things, nothing more than toothpaste, toothbrush, shampoo, washing powder, toilet paper and so on. These prices are almost the same as those of the same brand in China, but the expenditure is relatively limited. Take a family of four as an example, the monthly expenditure on food and daily necessities is about 650 Canadian dollars, which is relatively fixed.

10, insurance

As a family's daily living expenses, insurance is a very common consumption in Canada. Insurance expenditure mainly includes the following categories: home insurance, automobile insurance, medical insurance, life insurance and dental insurance.

Generally speaking, the prices of food, clothing, housing and transportation in Canada are stable and the quality of life is excellent. Canada has a perfect welfare system, high quality of life, high safety index and strong social inclusiveness. Moreover, Canada is a country with high education quality in the world, with advanced education concepts and high proportion of education investment in the total GDP of the country. More people will immigrate to Canada in the future.

Article 2 Application conditions for employer-sponsored immigration in NB Province, Canada

The immigration policies of different provinces in Canada are different, and the immigration conditions and expenses in Canada are also different. As the most relaxed skilled migration program in Canada, employer-sponsored migration in NB province has attracted great attention of applicants.

1. The applicant is between 22 and 55 years old. The time of age assessment is the day when you submit your immigration application and receive the NBPNPFN number.

2. Have sufficient English or French skills and be competent for the work. At least one of the following language scores must be submitted: IELTS or TEF in Class G or CELPIP in Class G, and the scores must be obtained within 2 years. Applicants who nominate PNP for classes C and D need to reach the IELTS CLB4 level of class G (listening to 4.5, speaking, writing and reading 3.5).

3. Have the qualifications, qualifications or registration for the job. You need to prove that you have at least completed high school education and obtained a high school diploma.

You will live and work in NB province in the future.

Your employer's proposal is true. When NB receives your application, the company offering you an offer has been in operation for at least 1 year. You also need to prove that you were hired after the interview.

6. As a long-term full-time employee of a company. You should abide by the working hours set by the employer according to the occupational category. There is no scheduled end date for this work.

7. The score reaches 50 points.

8. I am engaged in the short-term field of skills. Employers need to prove that they can't hire Canadian citizens or permanent residents to do this job.

9. Your salary is in line with the industry level, and the housing provided by the employer is not included in your salary.

10, your job meets NB employment standards.

1 1. Submit complete forms and supporting materials. If the materials involved in grading are missing or incomplete, your score in this item is 0. In the process of processing the materials, the immigration officer may ask you to make up the materials.

Article 3 Conditions and advantages of Canadian federal immigration

First, the application conditions of Canadian federal skilled immigrants

(1) The immigration destination is any area outside Quebec;

(2) The principal applicant 18 years old or above;

(3) Obtained a full-time job invitation from a Canadian employer for at least one year or a mechanic vocational certificate issued by a Canadian province, and had at least two years of professional working experience as a full-time mechanic in the last five years;

(4) Oral listening English CLB5, French NCLC5, reading and writing English CLB4, French NCLC4;

(5) Good health and no criminal record;

(6) The applicant must be accepted by Canada.

Second, the advantages of Canadian federal immigrants

1. The trial is fast.

After Canadian skilled immigrants (federal skilled immigrants, federal skilled immigrants, and federal experienced immigrants) submit their applications, the applicants who have been successfully invited to immigrate will have the opportunity to obtain Canadian immigration status within 6 months or even less.

2. You can get extra points

Applicants who have obtained the Canadian nomination certificate can add 600 points to CRS; If the employer provides 00 senior management occupations, it will add 200 points to CRS.

3. The whole family immigrated to Canada

As long as the main applicant meets the conditions for immigration to Canada and the family members meet the basic requirements such as physical examination and no criminal record, they can also obtain Canadian immigration status and enjoy medical and educational benefits. Agent applicants include spouses and their dependent children.