How to close the sealed provident fund and withdraw cash?

How to cancel the provident fund account and withdraw all the balance?

Withdrawal and cancellation of provident fund means that the depositor goes to the provident fund withdrawal department to go through the withdrawal procedures according to the requirements of provident fund withdrawal, transfers the amount in the provident fund account to the personal account and goes through the cancellation procedures. Similarly, the cancellation procedures of housing provident fund must also be handled through remittance units.

1. The foreign account is transferred to the city to cancel the account. For non-local household registration, when leaving the city where the provident fund is deposited, you can apply to cancel the local Hong Kong fund account and withdraw all the balance in the provident fund account at one time.

2. Cancel the cancellation of the account and cancel the local account. When transferring the registered permanent residence to other cities, bring my ID card, provident fund card (or joint provident fund card) and proof of household registration transfer to the local housing provident fund management center to cancel the account, and withdraw the amount in the account in full at one time.

3. Withdraw account cancellation For residents from other places, Hong Kong, Macao and Taiwan, local household registration, settlement or immigration to overseas cities, or Hong Kong, Macao and Taiwan, you can cancel the provident fund account with your ID card, provident fund card (or joint provident fund card) and proof of account cancellation (or proof of permanent residence), and withdraw the amount in the account in full at one time.

4. Older unemployed people whose provident fund accounts have been sealed for more than two years, unemployed people with local household registration, unemployed people who are over 50 years old for men and over 45 years old for women, and unemployed people whose housing provident fund accounts have been sealed for more than two years can bring their ID cards, provident fund cards (or provident fund co-branded cards) and unemployment certificates, and withdraw the account balance at one time after canceling the account.

5, early retirement, cancel the withdrawal, not reaching the legal age, for early retirement, you can bring my ID card, provident fund card (or provident fund joint card) and retirement certificate, and provide the balance of the provident fund account in full at one time.

6. When you reach retirement age, you can withdraw your local account or apply for a retirement account in the local area. When you reach the legal age, you can return your account with your ID card and provident fund card.

What conditions do you need to withdraw the provident fund?

1. Employees who completely lose their existing labor ability or terminate the labor cooperation relationship with the unit are eligible to withdraw the provident fund. After all, employees who have retired or completely lost their ability to work can withdraw the provident fund.

2. The employees of the company belong to the low living security range of residents, and the economic situation at home is not very optimistic. Employees who enjoy the treatment of urban poverty alleviation have the conditions to withdraw the provident fund.

3, the relevant personnel to settle abroad or to settle in Hong Kong, Macao and Taiwan, should also provide proof of exit and settlement.

4 accounts out of the city, you can withdraw the provident fund. At that time, it was necessary to provide the household registration certificate issued by the public security department and the ID card of the extractor.

5. The employee of the company has died, which is similar to the meaning of employee retirement or resignation.

Legal basis:

Regulations on the administration of housing provident fund

Eleventh housing provident fund management center shall perform the following duties:

(a) the preparation and implementation of housing provident fund collection and use plan;

(two) responsible for recording the deposit, withdrawal and use of employee housing provident fund;

(three) responsible for the accounting of housing provident fund;

(four) to approve the extraction and use of housing provident fund;

(five) responsible for the preservation and return of housing provident fund;

(six) the preparation of housing provident fund collection and use plan implementation report;

(seven) to undertake other matters decided by the housing provident fund management committee.

How to close the sealed provident fund and withdraw cash?

If the sealed housing provident fund needs to be cancelled, you can apply to the local housing provident fund management center with your resignation certificate, personal ID card and provident fund card.

And what you need to pay attention to is that you can apply for account cancellation under the following circumstances:

1. Migrant workers leave the city and terminate the labor contract with the unit;

2 lose the ability to work and terminate the labor contract with the unit;

3. The account moves out of the city;

4. Leave the country and settle down;

5. Retirement;

6. death.

For the purchase, rental extraction, or for the repayment of the principal and interest of housing loans, for the subsidized families enjoying the minimum living guarantee, it cannot be extracted from the account.

How to take out the housing provident fund when it is sealed?

The sealed accumulation fund extraction method is as follows:

1, bring personal data, provident fund card, etc. Go to the counter of the provident fund management center;

2. Wechat withdrawal channel: First, pay attention to the draft local provident fund in the official account of Wechat, bind the personal account, find an item about withdrawing the provident fund in the official account of Wechat, click I want to withdraw, gradually input personal information as required and confirm the amount to be withdrawn, and follow the steps, and the sealed provident fund amount will be transferred to the bound savings card.

Regulations on the administration of housing provident fund

second

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations. The third article sucks

The housing accumulation fund paid by individual employees and the housing accumulation fund paid for employees by the unit where the employees work belong to individual employees.