How do immigrants cancel their accounts?

No. If you become an overseas resident, your Chinese identity card will be cancelled. You can re-open an account with a foreign passport and then transfer all the money under your previous ID card to your passport. After that, your passport will become a valid identity document of the bank.

According to the Measures for the Administration of RMB Bank Settlement Accounts:

Article 56

For the unit bank settlement account that has no revenue and expenditure activities within one year and has no debts owed to the bank, the bank shall notify the unit to handle the account cancellation procedures within 30 days from the date of issuing the notice. If the account is overdue, it will be deemed as voluntary account cancellation, and the funds that have not been transferred out will be included in the long-term unsettled account management.

Extended data:

According to the Measures for the Administration of RMB Bank Settlement Accounts:

Article 49

In any of the following circumstances, the depositor shall apply to the opening bank for cancellation of the bank settlement account:

(1) being merged, dissolved, declared bankrupt or closed;

(2) The business license is cancelled or revoked.

(3) The bank where the account is opened needs to be changed due to relocation.

(four) other reasons need to cancel the bank settlement account.

In case of the first and second cases of this article, the depositor shall apply to the bank for cancellation of the bank settlement account within 5 working days.

The term "cancellation" as mentioned in this article refers to the depositor's termination of using the bank settlement account due to the qualification of opening an account or other reasons.

Article 50

Where the depositor cancels the basic deposit account due to the reasons in Item (1) and Item (2) of Article 49 of these Measures, the bank where the depositor opens an account in basic deposit account shall notify the depositor in writing of the cancellation of other bank settlement accounts in basic deposit account within 2 working days from the date of cancellation of the bank settlement account.

The opening bank of the depositor's other bank settlement account shall notify the depositor to cancel the relevant bank settlement account within 2 working days from the date of receiving the notice; Depositors should cancel other bank settlement accounts within 3 working days from the date of receiving the notice.

China Government Network-Measures for the Administration of RMB Bank Settlement Accounts