How to buy a second-hand house in Australia

If you are an immigrant and get PR, you can buy a second-hand house in Australia. There are no restrictions on Australian people buying second-hand houses in Sydney. You can't buy a second-hand house without identity. There are several restrictions on holding a bridge visa or a temporary visa:

1, and the validity of the visa must exceed 12 months;

2. The purpose of buying a house can only be self-occupied and cannot be used;

3. When the visa expires, it is necessary to force the sale of second-hand houses.

If you don't buy a house in Australia in full, as long as you have a stable job, then the Australian bank can give you a loan to buy a house, and you need to pay interest. It usually takes 30 years to pay off.

If immigrants who have just arrived in Australia can't afford to buy a house, the government has a housing plan called HOMESWEST. These people can rent a house first, and then buy their own rented house when they have jobs and money. In addition, if this is the apartment you bought, the government will give you up to 3000 Australian dollars for the purchase.

1. Looking for housing information: There are many ways to get information about the real estate market.

Internet, newspapers, real estate magazines, real estate agents, friends and neighbors. Find a real estate agent and let the real estate agent work for you. Let the real estate agent know what kind of house you want to buy and provide them with detailed information, even a list of your ideal house. The more information you provide to the real estate agent about your ideal house, the greater the chance for the real estate agent to realize your ideal. Another advantage of this is that the real estate agent will think of you first before the real estate is listed.

Second, look at the house:

1, remember to take notes because you have to see many houses, and taking notes can help you compare the characteristics of each house more easily.

2. Check the seller's statement and sales contract. Legally, the seller mainly provides a statement, which is called "seller's statement (or section 32)" in Victoria. It is called a "sales contract". You can read this statement from the buyer's real estate agent. It includes: a copy of "ownership"-used to display original information, such as area, location, lending institution and the name of the previous seller of the land.

Planning information-it tells you whether this land can be used or developed for residential or commercial purposes. Is there any loan fee such as municipal tax and water fee for the real estate? Building restrictions and building permits-refer to any new or rebuilt projects in the past seven years. Included in the "housing security fund". Other agreements-agreements with others around the property, such as walls and ancillary buildings.

Regarding this statement, sellers and real estate agents should provide accurate and detailed data.

3. Do a house inspection by yourself. Do a house inspection in advance for the property you plan to buy. Avoid buying, only to find that many existing places need to be repaired. The following are the parts that should be considered when inspecting the house:

Inside the house:

-Check whether all floors are level and whether there are gaps between floors and skirting boards.

-Jump lightly on the wooden floor to test its stability.

-Look for signs of dampness, including rotten floors, moldy walls or roofs, and musty smells in houses.

-Check the walls and roofs for skew or cracks. There may be problems behind the newly painted paint or wallpaper.

-Check that doors or windows are at right angles. If the door frame or window frame is tilted, the foundation is sinking.

-Make sure all the light switches are normal. Use a power tester (available in hardware and electrical stores) to check whether the power switch is normal.

-Turn on several faucets at the same time and check the water pressure of hot and cold water pipes.

-In particular, fill sinks and bathtubs with water to observe the drainage. The slow flow of water indicates that there is something wrong with the drainage system.

Outside:

-Check the stability and durability of fences and gates.

Are there any big trees near the house? If the trees are too close to the house, it will affect the foundation.

-When it rains, does the rain flow into the yard or the root of the house? For example, rainwater enters the garage.

-Check all external walls for straightness or cracks.

-Check the joints between bricks.

-Is the house well ventilated underground?

-Check the eaves and sinks.

-See if there are any broken tiles on the roof

-Check whether the foundation of the house sinks, decays or is invaded by termites.

Professionals will check every part of the house, including the building structure, roof and sink for rain leakage, wires and water pipes, which takes about two to four hours. Professionals are not responsible for checking the surface defects of the house, such as poor paint. Professionals will provide you with a written inspection report. It will tell you the problems existing in the property and how much it costs to maintain it. With this information, you will know whether to buy this house or not. If you decide to buy, there are enough reasons to bargain with the real estate agent.

Third, negotiate customs clearance.

When your quotation is accepted, you need to pay a small amount of deposit, initialled the memorandum of purchase contract, and start the negotiation of transfer procedure. The trick should be to find the position where the seller is willing to sell. The key to the negotiation is that you don't seem interested in this house. If you really like a house, it's hard to pretend you don't care. This is why negotiations are sometimes more difficult. Keeping a straight face during the negotiation will allow you to negotiate a good price with the intermediary steadily. This is more likely to finalize a good price than your impatience in the negotiation. An indifferent psychology can also eliminate the disappointment when you can't buy a house.

Most people always have a mentality of cutting a little when bargaining. For this reason, usually buyers will always offer a price about 10% lower than the seller's quotation. The intermediary will inform the owner of your bid and let you know whether to accept it or not. You may need to re-evaluate your bid several times before you finally reach an agreement.