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What are the procedures for an individual to open a bank account in Hong Kong?

Generally speaking, Hong Kong banks generally need to carry these materials when opening an account:

1. Mainland resident identity card

2. Hong Kong and Macao Pass

3. A statement with the address and name of the account holder as the supporting document (within 3 months).

1. Standard Chartered Bank needs documents: mainland ID card, Hong Kong and Macao pass/passport, and proof of address within 3 months (the mainland can, such as water and gas bills, credit card bills, etc. And some people say that the mainland ID card can be used as proof of address, so it is recommended to bring the above proof of address.) Account opening fund: 1000 Hong Kong dollars, depending on the deposit amount, there are different account types. Provide different services: general comprehensive account, with an average daily minimum balance of HK$ 654.38+00000; If it is insufficient, it will be charged HK$ 654.38+020 per quarter; For advanced students, the average daily minimum balance is HK$ 200,000; For those who are insufficient, they will be charged HK$ 360 yuan every quarter, with an average daily minimum balance of HK$ 6,543,800,000; If it is insufficient, how long will it be frozen: 654.38+00 months. If it needs to be sent to a mainland address, it usually takes 2-3 weeks, and the remote one is about 1 month.

2. Documents required by HSBC: Hong Kong and Macao Pass/Passport, proof of address within 3 months (if the current address in the Mainland is the same as the ID card, the ID card in the Mainland can be used as proof) Note: Bian Xiao asked the customer service of HSBC and said that the above are only basic requirements. When opening an account, you can ask the purpose of opening an account according to the customer's situation. You may even need to provide some other supporting documents (such as bank statements, payroll, etc.). ). Account opening fund: 65,438+0,000 Hong Kong dollars. Different types of comprehensive accounts: wise financial management: the average daily minimum balance is HK$ 65,438+0,000, and the shortfall is HK$ 60/month. Financial management: the average daily minimum balance is HK$ 200,000. If the account is insufficient, it will be charged HK$ 65,438+020/month. Excellent financial management: the average daily minimum balance is HK$ 654.38+0 million. Freeze if the account is insufficient: freeze if the account is not used for two years. Time for card collection: You can go to the branch to collect the card after about 4 working days and send it back to the Mainland about 65,438+0.

3. Documents required by Hang Seng Bank: Mainland ID card, Hong Kong and Macao bank card/passport, proof of address within 3 months (mainland is also acceptable, such as various bills) Account opening fund: HK$ 5,000 or HK$ 10000 Account category: simplified comprehensive account (including Hong Kong account, foreign currency account, investment account, etc.). (No checking account) The average daily minimum deposit is HK$ 5,000. If the account is insufficient, 50 yuan/month will be charged. Comprehensive account (including checking account): the average daily minimum deposit is HK$ 65,438+00,000. If the account is insufficient, 60 yuan/month will be charged. How long will it freeze? If you don't use the account for two years, it will be frozen. Time to pick up the card: about 2-3 weeks (in order to confirm the mainland address, the card or password paper will generally be sent to the mainland address).

4. Documents required by BOC Hong Kong: Mainland ID card, Hong Kong and Macao bank card/passport, and proof of address within 3 months (mainland is also acceptable, such as various bills). Account opening fund: HK$ 65,438+0,000. The average daily minimum balance is HK$ 65,438+RMB 0,000. In case of shortage, 60 yuan/month will be charged. The card receiving time is calculated from the third month: 1 week. It takes about 65,438+0 months to send it to the mainland (about 2-3 weeks in Guangdong)? If there is no transaction within 2 years, it will be frozen. Withdrawal of RMB in the Mainland: withdrawal from ATM, with a handling fee of HK$ 15 and a handling fee of RMB 15.