Inventory of common problems in buying a house in Hong Kong

Immigration has become a craze, and Hong Kong has become the choice of many people. So what should be clear about buying a house in Hong Kong? Let's take a look at the inventory of common problems in buying a house in Hong Kong. Welcome to reading.

1. 15% buyer stamp duty (special stamp duty) policy?

Due to the continuous rise of the property market in Hong Kong in the past three years, the Hong Kong government, under pressure, raised the tax on foreigners buying houses in Hong Kong (special stamp duty, also known as buyer stamp duty) from 20 12 to 10.

The Hong Kong government claims that it will continue to pay close attention to the real estate market. If the development direction of the property market continues to run counter to the economic tone, the government will not hesitate to introduce strong measures to maintain the healthy and stable development of the market on the premise of ensuring people's livelihood and financial stability.

It is understood that in the past three years, property prices in Hong Kong have been rising and hitting record highs. The industry generally believes that this is related to more and more mainlanders buying houses in Hong Kong.

2. I have applied for investment immigration to Hong Kong and obtained a Hong Kong non-permanent identity card. Can I buy a house in Hong Kong without paying special stamp duty 15%?

Special stamp duty cannot be exempted. As long as you don't get permanent resident status, you will be affected by this policy.

3. What documents do domestic residents need to provide to buy a house in Hong Kong?

When domestic residents go to Hong Kong to buy a house, they can provide a domestic ID card or a China passport (either one or the other) and bring a Hong Kong and Macao pass.

4. Can domestic residents apply for mortgage when buying a house in Hong Kong? What information do mainland residents need to buy a house and apply for a mortgage in Hong Kong?

Mainland residents can also apply for mortgage when buying a house in Hong Kong. Because the interest rate in Hong Kong is very low, applying for a mortgage in Hong Kong still has certain advantages. For example, a bank in Hong Kong borrows HK$ 6.5438+0 million, and the monthly interest is only HK$ 200-300.

Mainland residents in mortgage to buy a house, Hong Kong, banks will require customers to provide documents such as identity certificate, income certificate, address certificate, sales contract and so on in the process of applying for mortgage. The following documents are required for your reference only:

Self-employed (business owners)

1. Copy of domestic ID card and pass

2. Bank records for the past three to six months

3. Proof of domestic address, such as water, electricity, gas, telephone bill or credit card statement (one of them is enough).

4. Housing sales contract

Salaried personnel (enterprise employees)

1. Copy of domestic ID card and pass

2. Records of private bank accounts in the past 6 months

3. The company letter proves the monthly income.

4. Proof of domestic address, such as water, electricity, gas, telephone bill or credit card statement (one of them is enough).

5. House sales contract

5. Can I apply to immigrate to Hong Kong if I buy a house in Hong Kong?

The policy of applying for Hong Kong immigration through house purchase was cancelled on June 3, 20 10+00. Buying a house and immigrating to Hong Kong has attracted many mainland guests to invest in Hong Kong real estate, which has played a certain role in promoting the warming of Hong Kong real estate prices.

However, Hong Kong residents and the Hong Kong government do not want Hong Kong's real estate market to continue to rise. In order to avoid the possibility of a real estate bubble in Hong Kong,