Can I apply for a visa to go abroad if I have bad credit?

Those with bad credit can apply for a visa to go abroad.

If it is only blacklisted, it will only affect future loans and credit cards, and will not affect cardholders' travel, such as flying and trains. In order to strengthen the joint credit punishment measures for those who have broken their promises, the Supreme People's Court has reached a cooperation with the Credit Information Center of the People's Bank of China, which has incorporated the list information of those who have broken their promises into the credit information system and recorded it in the credit files of those who have been executed, and shared the list information with more than 20 financial institutions such as China Industrial and Commercial Bank, China Agricultural Bank and China Bank, so that those who have broken their promises are restricted or prohibited from handling loans, credit cards and other businesses.

Only when he is blacklisted by the court and becomes an executed person, will he be restricted from flying, taking a soft berth on the train, handling loans and credit cards, and serving as the legal representative, director and senior management of the enterprise.

Visa processing flow:

1. Submit a valid passport.

2. Submit various documents related to the application, such as birth certificate, marital status certificate, education certificate and work experience certificate.

3. Fill in and submit the visa application form. Different visas have different forms. Most of them should be filled out in foreign languages and photos should be provided at the same time.

4. Go to the embassy or consulate in China to meet officials. Some countries stipulate that all immigrant applicants must be interviewed before making a decision; Some countries also require interviews to apply for non-immigrant visas.

5. The embassy or consulate shall submit the completed visa application form and necessary supporting materials to the domestic competent authorities for examination and approval. The embassies and consulates of a few countries have the right to issue visas directly, but they still have to report to China for the record.

6. After going to the competent department of the host country for necessary examination and approval, notify the embassy or consulate of the host country of the examination and approval opinions. If you agree, a visa will be issued. If you refuse, you will also inform the applicant. (For visa refusal, the embassy or consulate will not refund the visa fee. )

7. Pay the visa fee. When submitting a visa application, you must pay the fee first. In some countries, the fee is charged only after the visa application is successful. Generally speaking, immigrant visa fees are slightly higher and non-immigrant visa fees are slightly lower. There are also some countries and regions that are visa-free.

To sum up, it will not directly affect the visa application for going abroad, but it may have a negative impact on the applicant's credit and financial situation, and then affect the result of the visa application.

Legal basis:

People's Republic of China (PRC) Exit and Entry Administration Law

first

This Law is formulated for the purpose of regulating exit and entry administration, safeguarding People's Republic of China (PRC)'s sovereignty, security and social order, and promoting foreign exchanges and opening up.

second

This Law shall apply to the administration of the entry and exit of China citizens, the entry and exit of foreigners, the stay and residence of foreigners in China and the frontier inspection of means of transport.

essay

The State protects the legitimate rights and interests of China citizens when they leave or enter the country. The lawful rights and interests of foreigners in China are protected by law. Foreigners in China shall abide by the laws of China, and shall not endanger China's national security, harm public interests or disturb public order.