I am planning to open an account in Hong Kong. Can anyone tell me which banks are available?

Hello, I am happy to answer your question. HSBC, Dah Sing, Citi, Bank of China, China Merchants Bank and other banks can open personal accounts in Hong Kong.

After 40 years of reform and opening up, the personal disposable assets of Chinese citizens have reached a record high, and behaviors such as studying abroad or traveling have become more and more common. In addition, overseas assets or financial management, investment, and stocks have also become more common. With more and more money on hand, I have the idea of ??opening a personal account in Hong Kong. So what are the benefits of opening a personal account in a Hong Kong bank?

Benefits of Hong Kong personal accounts:

1. Convenient purchase of Hong Kong stocks

Compared with the poor market conditions of A-shares, Hong Kong stocks have richer trading varieties and More flexible trading rules (T+0, etc.), and no price limit.

2. Buy Hong Kong insurance

As we all know, there are many types of insurance in Hong Kong, and the scope of compensation is higher than that of similar insurance in the mainland, and the dividends are also higher than those in the mainland.

3. Allocate overseas assets

Mainland high-net-worth individuals need to invest in overseas properties, immigrate, or study abroad.

4. Foreign trade SOHO allows individuals to collect foreign exchange

If you are engaged in the foreign trade industry and have not established a company, you can use it to collect foreign exchange personally. You are not subject to domestic foreign exchange controls and can freely enter and exit foreign exchange.

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